# BILnet vs Olkypay

The clearest difference is rating: BILnet at 4.6 against Olkypay's 4.0. BILnet also leads on ratings volume (148 vs 2) and review sentiment (50% vs 29%). Olkypay's advantage is iOS requirement (12.0 vs 16.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BILnet holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: BILnet has 148 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 50% of BILnet's written reviews are positive against 29% of Olkypay's.

BILnet ships an update every 3 weeks, Olkypay every 2 months. The most recent releases landed on October 23, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | BILnet | Olkypay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (148 ratings)](https://appshunter.io/ios/app/bilnet/id455960649/reviews)** | [4.0 (2 ratings)](https://appshunter.io/ios/app/olkypay/id1592673663/reviews) |
| Number of ratings | **148** | 2 |
| Positive reviews | **50.0% of reviews** | 28.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 148 MB | 98 MB |
| Requires iOS | 16.6 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banque Internationale a Luxembourg](https://appshunter.io/developer/455960652) | [olkyrent sa](https://appshunter.io/developer/1592673665) |

## What reviewers say

### BILnet

[App page](https://appshunter.io/ios/app/bilnet/id455960649)

Manage your accounts, make instant payments, and access all your banking documents. This app allows for easy transaction tracking, loan management, and secure communication with your bank.

**Highlights:** Account management and grouping, Real-time balance and transaction viewing, Instant SEPA payments, Loan management and details, Electronic document access and signing, Secure messaging with bank

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Olkypay

[App page](https://appshunter.io/ios/app/olkypay/id1592673663)

Manage personal and business accounts from a single interface. Facilitates secure and rapid transactions, including instant payments up to €100,000. Offers remote payment collection for businesses and online capital deposits for new companies.

**Highlights:** Unified personal and business account access, Instant payments up to €100,000, Remote payment collection for businesses, Online capital deposit for new companies, Card management (block/unblock), Transaction and balance monitoring

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BILnet free?

BILnet is free to download, with no in-app purchases.

### Is Olkypay free?

Olkypay is free to download, with no in-app purchases.

### Which has better reviews, BILnet or Olkypay?

BILnet is rated higher. BILnet averages 4.6 out of 5 from 148 ratings, while Olkypay averages 4.0 from 2 ratings.

### Do BILnet or Olkypay have ads?

Neither BILnet nor Olkypay shows ads.

### Which is updated more often, BILnet or Olkypay?

BILnet ships an update every 3 weeks, and Olkypay every 2 months. Most recently, BILnet was updated on October 23, 2026 and Olkypay on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*