# BILnet vs POST Payconiq

The clearest difference is update cadence: BILnet at every 3 weeks against POST Payconiq's every 4 months. POST Payconiq's advantage is iOS requirement (13.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BILnet ships an update every 3 weeks, POST Payconiq every 4 months. The most recent releases landed on September 23, 2026 and May 16, 2026 respectively.

## The numbers

| Metric | BILnet | POST Payconiq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (148 ratings)](https://appshunter.io/ios/app/bilnet/id455960649/reviews)** | — |
| Number of ratings | **148** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free | — |
| Size | 148 MB | 45 MB |
| Requires iOS | 16.6 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banque Internationale a Luxembourg](https://appshunter.io/developer/455960652) | [POST Luxembourg Etabl. Public](https://appshunter.io/developer/669984943) |

## What reviewers say

### BILnet

[App page](https://appshunter.io/ios/app/bilnet/id455960649)

Manage your accounts, make instant payments, and access all your banking documents. This app allows for easy transaction tracking, loan management, and secure communication with your bank.

**Highlights:** Account management and grouping, Real-time balance and transaction viewing, Instant SEPA payments, Loan management and details, Electronic document access and signing, Secure messaging with bank

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### POST Payconiq

[App page](https://appshunter.io/ios/app/post-payconiq/id669984940)

**In-app purchases:** none


## Frequently asked questions

### Is BILnet free?

BILnet is free to download, with no in-app purchases.

### Is POST Payconiq free?

POST Payconiq is free to download, with no in-app purchases.

### Do BILnet or POST Payconiq have ads?

Neither BILnet nor POST Payconiq shows ads.

### Which is updated more often, BILnet or POST Payconiq?

BILnet ships an update every 3 weeks, and POST Payconiq every 4 months. Most recently, BILnet was updated on September 23, 2026 and POST Payconiq on May 16, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*