# 1ST SUMMIT Mobile Banking vs STC Mobile Banking

The clearest difference is ads: STC Mobile Banking at none against 1ST SUMMIT Mobile Banking's shown. STC Mobile Banking also leads on update cadence (monthly vs every 3 months). 1ST SUMMIT Mobile Banking's advantage is review sentiment (74% vs 43%) and ratings volume (1.6K vs 443). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

1ST SUMMIT Mobile Banking holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 1.6K and 443 respectively. Written reviews point the same way: 74% of 1ST SUMMIT Mobile Banking's written reviews are positive against 43% of STC Mobile Banking's.

1ST SUMMIT Mobile Banking ships an update every 3 months, STC Mobile Banking monthly. The most recent releases landed on October 15, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | 1ST SUMMIT Mobile Banking | STC Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.6K ratings)](https://appshunter.io/ios/app/1st-summit-mobile-banking/id456639190/reviews)** | [4.6 (443 ratings)](https://appshunter.io/ios/app/stc-mobile-banking/id1069220545/reviews) |
| Number of ratings | **1.6K** | 443 |
| Positive reviews | **74.5% of reviews** | 43.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 101 MB | 229 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [1ST SUMMIT BANK](https://appshunter.io/developer/456639193) | [Somerset Trust Company](https://appshunter.io/developer/537765815) |

## What reviewers say

### 1ST SUMMIT Mobile Banking

[App page](https://appshunter.io/ios/app/1st-summit-mobile-banking/id456639190)

Manage your bank accounts, deposit checks, and pay bills conveniently from your mobile device. Access your financial information securely anytime, anywhere. Find nearby branches and ATMs with ease.

**Highlights:** Manage accounts, Deposit checks, Transfer money, Pay bills, Find ATMs and branches, View transaction history

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 💳 Convenient banking features
- 🚀 Easy to use
- 💳 Helpful for managing accounts
- 🚀 Saves time and money

**What reviewers complain about**

- 🐛 Remote deposit issues
- 🐛 Unreliable app performance
- 🐛 Slow transaction updates
- 🐛 Buggy login and balance display

**Reported bugs**

- Remote deposit frequently fails
- App crashes and glitches
- Balance information not up-to-date

**Requested features**

- Add ability to edit/update bill pay contacts
- Include individual branch phone numbers
- Optimize for iPhone 5 screen size
- Allow default to list view instead of map view for locations
- Add payee creation within the app


### STC Mobile Banking

[App page](https://appshunter.io/ios/app/stc-mobile-banking/id1069220545)

Manage your finances on the go with this banking app. Quickly pay bills, deposit checks with a photo, and transfer funds to others. Enjoy secure access to balances, card controls, and branch locations.

**Highlights:** Bill payment, Mobile check deposit, Fund transfers, Balance checking, Debit card controls, Branch/ATM locator, Customizable alerts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy navigation and user-friendly interface
- 💰 Multi-account visibility across financial institutions
- 📱 Convenient 24/7 mobile banking access
- ✅ Improved modern design compared to old app
- 💳 Debit card control features (on/off toggle)

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing
- ⏱️ Slow mobile deposit processing
- ⏱️ Delayed account balance updates (24-48 hours)
- 🔐 Login and authentication errors
- 🐛 App requires frequent restarts

**Reported bugs**

- App crashes on opening
- Cannot add STC friend transfers
- Account number validation errors
- Authentication errors preventing login
- Password reset kicks user out after change

**Requested features**

- Dark mode option
- Real-time transaction and pending status updates
- Running balance total per transaction
- Automatic check photo capture (front and back)
- Full iPad screen optimization


## Frequently asked questions

### Is 1ST SUMMIT Mobile Banking free?

1ST SUMMIT Mobile Banking is free to download, with no in-app purchases.

### Is STC Mobile Banking free?

STC Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, 1ST SUMMIT Mobile Banking or STC Mobile Banking?

1ST SUMMIT Mobile Banking is rated higher. 1ST SUMMIT Mobile Banking averages 4.8 out of 5 from 1.6K ratings, while STC Mobile Banking averages 4.6 from 443 ratings.

### Do 1ST SUMMIT Mobile Banking or STC Mobile Banking have ads?

1ST SUMMIT Mobile Banking shows ads; STC Mobile Banking does not.

### Which is updated more often, 1ST SUMMIT Mobile Banking or STC Mobile Banking?

1ST SUMMIT Mobile Banking ships an update every 3 months, and STC Mobile Banking monthly. Most recently, 1ST SUMMIT Mobile Banking was updated on October 15, 2026 and STC Mobile Banking on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*