# CSOB SmartBanking vs Poštová banka

The clearest difference is review sentiment: CSOB SmartBanking at 60% against Poštová banka's 4%. CSOB SmartBanking also leads on rating (4.8 vs 1.8) and ratings volume (409 vs 5). Poštová banka's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CSOB SmartBanking holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: CSOB SmartBanking has 409 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 60% of CSOB SmartBanking's written reviews are positive against 4% of Poštová banka's.

CSOB SmartBanking ships an update every 6 weeks, Poštová banka every 3 months. Both last shipped on October 14, 2026.

## The numbers

| Metric | CSOB SmartBanking | Poštová banka |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (409 ratings)](https://appshunter.io/ios/app/csob-smartbanking/id456927879/reviews)** | [1.8 (5 ratings)](https://appshunter.io/ios/app/postova-banka/id1164475591/reviews) |
| Number of ratings | **409** | 5 |
| Positive reviews | **60.0% of reviews** | 3.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 181 MB | 36 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Československá obchodná banka](https://appshunter.io/developer/456927882) | [365.bank, a. s.](https://appshunter.io/developer/568391956) |

## What reviewers say

### CSOB SmartBanking

[App page](https://appshunter.io/ios/app/csob-smartbanking/id456927879)

Manage your bank accounts securely and conveniently. Access public banking information without logging in. Supports multiple languages for a personalized experience.

**Highlights:** Secure login with PIN, Account management, Public banking information access, Multi-language support, App deactivation and parameter changes

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and understand
- 🚀 Fast and efficient
- 🔒 Simple and safe
- 👍 Easier to navigate than website
- 👍 More information in English

**What reviewers complain about**

- 🤔 Confusing to log on
- 🤔 App name not intuitive for search
- 🤔 Not very intuitive to use
- 🤔 No English language option
- 🐛 Interface is garbage

**Reported bugs**

- Confusing to log on
- Entering details multiple times between apps
- App name not intuitive for search
- Crashing on iPhone X
- Smart scanner not always working

**Requested features**

- Combine banking and token in one app
- Add CSOB to Apple Pay
- More language options
- Internationalized language, at least English
- Major update with new features


### Poštová banka

[App page](https://appshunter.io/ios/app/postova-banka/id1164475591)

Manage your finances easily with this mobile banking app. Get an overview of your accounts, check loan balances, find ATMs, and locate branches. Pay bills quickly and chat with support directly within the app.

**Highlights:** Account overview, Loan and mortgage balance check, ATM and Postomat locator, Branch locator, Bill and invoice payments, Online chat support

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CSOB SmartBanking free?

CSOB SmartBanking is free to download, with no in-app purchases.

### Is Poštová banka free?

Poštová banka is free to download, with no in-app purchases.

### Which has better reviews, CSOB SmartBanking or Poštová banka?

CSOB SmartBanking is rated higher. CSOB SmartBanking averages 4.8 out of 5 from 409 ratings, while Poštová banka averages 1.8 from 5 ratings.

### Do CSOB SmartBanking or Poštová banka have ads?

Neither CSOB SmartBanking nor Poštová banka shows ads.

### Which is updated more often, CSOB SmartBanking or Poštová banka?

CSOB SmartBanking ships an update every 6 weeks, and Poštová banka every 3 months. Most recently, CSOB SmartBanking was updated on October 14, 2026 and Poštová banka on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*