# CSOB SmartBanking vs SLSP mToken

The clearest difference is review sentiment: CSOB SmartBanking at 60% against SLSP mToken's 12%. CSOB SmartBanking also leads on rating (4.8 vs 1.0) and ratings volume (411 vs 1). SLSP mToken's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CSOB SmartBanking holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: CSOB SmartBanking has 411 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 60% of CSOB SmartBanking's written reviews are positive against 12% of SLSP mToken's.

CSOB SmartBanking ships an update every 6 weeks, SLSP mToken every 2 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | CSOB SmartBanking | SLSP mToken |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (411 ratings)](https://appshunter.io/ios/app/csob-smartbanking/id456927879/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/slsp-mtoken/id1259787144/reviews) |
| Number of ratings | **411** | 1 |
| Positive reviews | **60.0% of reviews** | 11.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 181 MB | 12 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Československá obchodná banka](https://appshunter.io/developer/456927882) | [Slovenska sporitelna, a.s.](https://appshunter.io/developer/467624393) |

## What reviewers say

### CSOB SmartBanking

[App page](https://appshunter.io/ios/app/csob-smartbanking/id456927879)

Manage your bank accounts securely and conveniently. Access public banking information without logging in. Supports multiple languages for a personalized experience.

**Highlights:** Secure login with PIN, Account management, Public banking information access, Multi-language support, App deactivation and parameter changes

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and understand
- 🚀 Fast and efficient
- 🔒 Simple and safe
- 👍 Easier to navigate than website
- 👍 More information in English

**What reviewers complain about**

- 🤔 Confusing to log on
- 🤔 App name not intuitive for search
- 🤔 Not very intuitive to use
- 🤔 No English language option
- 🐛 Interface is garbage

**Reported bugs**

- Confusing to log on
- Entering details multiple times between apps
- App name not intuitive for search
- Crashing on iPhone X
- Smart scanner not always working

**Requested features**

- Combine banking and token in one app
- Add CSOB to Apple Pay
- More language options
- Internationalized language, at least English
- Major update with new features


### SLSP mToken

[App page](https://appshunter.io/ios/app/slsp-mtoken/id1259787144)

This app offers a secure and convenient way to log in and sign documents for online banking. It supports biometric authentication like fingerprint or facial recognition, or a custom PIN code for enhanced security and ease of use.

**Highlights:** Secure login and document signing, Biometric authentication (fingerprint, face recognition), Custom PIN code option, More secure than SMS keys, Works offline and abroad, Convenient and user-friendly

**In-app purchases:** none


## Frequently asked questions

### Is CSOB SmartBanking free?

CSOB SmartBanking is free to download, with no in-app purchases.

### Is SLSP mToken free?

SLSP mToken is free to download, with no in-app purchases.

### Which has better reviews, CSOB SmartBanking or SLSP mToken?

CSOB SmartBanking is rated higher. CSOB SmartBanking averages 4.8 out of 5 from 411 ratings, while SLSP mToken averages 1.0 from 1 ratings.

### Do CSOB SmartBanking or SLSP mToken have ads?

Neither CSOB SmartBanking nor SLSP mToken shows ads.

### Which is updated more often, CSOB SmartBanking or SLSP mToken?

CSOB SmartBanking ships an update every 6 weeks, and SLSP mToken every 2 months. Most recently, CSOB SmartBanking was updated on October 23, 2026 and SLSP mToken on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*