# CSOB SmartBanking vs fpoho

CSOB SmartBanking and fpoho are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CSOB SmartBanking ships an update every 6 weeks, fpoho monthly. The most recent releases landed on August 23, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | CSOB SmartBanking | fpoho |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (399 ratings)](https://appshunter.io/ios/app/csob-smartbanking/id456927879/reviews)** | — |
| Number of ratings | **399** | — |
| Positive reviews | 60.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free with in-app purchases | — |
| Size | 163 MB | 53 MB |
| Requires iOS | **16.0** | 17.4 |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ceskoslovenska obchodna banka, a.s.](https://appshunter.io/developer/456927882) | [DOXX- Stravne listky, spol. s r.o.](https://appshunter.io/developer/1176430254) |

## What reviewers say

### CSOB SmartBanking

[App page](https://appshunter.io/ios/app/csob-smartbanking/id456927879)

Manage your bank accounts securely and conveniently. Access public banking information without logging in. Supports multiple languages for a personalized experience.

**Highlights:** Secure login with PIN, Account management, Public banking information access, Multi-language support, App deactivation and parameter changes

**Features:** Apple Wallet

**In-app purchases:** none


### fpoho

[App page](https://appshunter.io/ios/app/fpoho/id1478884207)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CSOB SmartBanking free?

CSOB SmartBanking is free to download, with no in-app purchases.

### Is fpoho free?

fpoho is free to download, with no in-app purchases.

### Do CSOB SmartBanking or fpoho have ads?

Both CSOB SmartBanking and fpoho show ads.

### Which is updated more often, CSOB SmartBanking or fpoho?

CSOB SmartBanking ships an update every 6 weeks, and fpoho monthly. Most recently, CSOB SmartBanking was updated on August 23, 2026 and fpoho on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*