# CSOB SmartBanking vs mBank SK

The clearest difference is monetization model: mBank SK at free against CSOB SmartBanking's free with in-app purchases. mBank SK also leads on update cadence (every 2 weeks vs every 6 weeks). CSOB SmartBanking's advantage is review sentiment (60% vs 41%) and rating (4.8 vs 4.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CSOB SmartBanking holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 409 and 151 respectively. Written reviews point the same way: 60% of CSOB SmartBanking's written reviews are positive against 41% of mBank SK's.

CSOB SmartBanking ships an update every 6 weeks, mBank SK every 2 weeks. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | CSOB SmartBanking | mBank SK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (409 ratings)](https://appshunter.io/ios/app/csob-smartbanking/id456927879/reviews)** | [4.6 (151 ratings)](https://appshunter.io/ios/app/mbank-sk/id468056142/reviews) |
| Number of ratings | **409** | 151 |
| Positive reviews | **60.0% of reviews** | 40.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 181 MB | 173 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Československá obchodná banka](https://appshunter.io/developer/456927882) | [mBank S.A.](https://appshunter.io/developer/678096910) |

## What reviewers say

### CSOB SmartBanking

[App page](https://appshunter.io/ios/app/csob-smartbanking/id456927879)

Manage your bank accounts securely and conveniently. Access public banking information without logging in. Supports multiple languages for a personalized experience.

**Highlights:** Secure login with PIN, Account management, Public banking information access, Multi-language support, App deactivation and parameter changes

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and understand
- 🚀 Fast and efficient
- 🔒 Simple and safe
- 👍 Easier to navigate than website
- 👍 More information in English

**What reviewers complain about**

- 🤔 Confusing to log on
- 🤔 App name not intuitive for search
- 🤔 Not very intuitive to use
- 🤔 No English language option
- 🐛 Interface is garbage

**Reported bugs**

- Confusing to log on
- Entering details multiple times between apps
- App name not intuitive for search
- Crashing on iPhone X
- Smart scanner not always working

**Requested features**

- Combine banking and token in one app
- Add CSOB to Apple Pay
- More language options
- Internationalized language, at least English
- Major update with new features


### mBank SK

[App page](https://appshunter.io/ios/app/mbank-sk/id468056142)

Manage your finances securely and conveniently with this mobile banking app. It offers real-time account overviews, mobile payments, easy money transfers, and secure online transaction confirmations. You can also manage your payment cards and apply for loans or savings products directly within the app.

**Highlights:** Real-time account overview with notifications, Contactless mobile payments, Money transfers via QR code or phone number, Secure online payment authorization, Payment card management, Virtual card issuance, Loan, savings, and insurance applications

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CSOB SmartBanking free?

CSOB SmartBanking is free to download, with no in-app purchases.

### Is mBank SK free?

mBank SK is free to download, with no in-app purchases.

### Which has better reviews, CSOB SmartBanking or mBank SK?

CSOB SmartBanking is rated higher. CSOB SmartBanking averages 4.8 out of 5 from 409 ratings, while mBank SK averages 4.6 from 151 ratings.

### Do CSOB SmartBanking or mBank SK have ads?

Neither CSOB SmartBanking nor mBank SK shows ads.

### Which is updated more often, CSOB SmartBanking or mBank SK?

CSOB SmartBanking ships an update every 6 weeks, and mBank SK every 2 weeks. Most recently, CSOB SmartBanking was updated on October 14, 2026 and mBank SK on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*