# CSOB SmartBanking vs KtoCoMal

The clearest difference is iOS requirement: CSOB SmartBanking at 16.0 against KtoCoMal's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | CSOB SmartBanking | KtoCoMal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (412 ratings)](https://appshunter.io/ios/app/csob-smartbanking/id456927879/reviews)** | — |
| Number of ratings | **412** | — |
| Positive reviews | 60.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | — |
| Monetization | Free | — |
| Size | 182 MB | 2 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Československá obchodná banka](https://appshunter.io/developer/456927882) | [Maros Rajnoch](https://appshunter.io/developer/6778536389) |

## What reviewers say

### CSOB SmartBanking

[App page](https://appshunter.io/ios/app/csob-smartbanking/id456927879)

Manage your finances and access additional services with this banking application. It offers secure and convenient features for payments, investments, loans, insurance, and even public transport tickets. Explore a smart world beyond traditional banking.

**Highlights:** Secure financial management, Online payments and transfers, Investment setup, Loan applications, Insurance setup, Public transport tickets, Car information storage

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and understand
- 🚀 Fast and efficient
- 🔒 Simple and safe
- 👍 Easier to navigate than website
- 👍 More information in English

**What reviewers complain about**

- 🤔 Confusing to log on
- 🤔 App name not intuitive for search
- 🤔 Not very intuitive to use
- 🤔 No English language option
- 🐛 Interface is garbage

**Reported bugs**

- Confusing to log on
- Entering details multiple times between apps
- App name not intuitive for search
- Crashing on iPhone X
- Smart scanner not always working

**Requested features**

- Combine banking and token in one app
- Add CSOB to Apple Pay
- More language options
- Internationalized language, at least English
- Major update with new features


### KtoCoMal

[App page](https://appshunter.io/ios/app/ktocomal/id6817131312)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CSOB SmartBanking free?

CSOB SmartBanking is free to download, with no in-app purchases.

### Is KtoCoMal free?

KtoCoMal is free to download, with no in-app purchases.

### Do CSOB SmartBanking or KtoCoMal have ads?

Neither CSOB SmartBanking nor KtoCoMal shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*