# Kitsap Credit Union vs 1st Security

The clearest difference is rating: Kitsap Credit Union at 4.7 against 1st Security's 3.7. Kitsap Credit Union also leads on ratings volume (6.4K vs 326) and review sentiment (51% vs 40%). 1st Security's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kitsap Credit Union holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Kitsap Credit Union has 6.4K ratings behind it against 326, so its average is the more settled of the two. Written reviews point the same way: 51% of Kitsap Credit Union's written reviews are positive against 40% of 1st Security's.

Kitsap Credit Union ships an update every 3 months, 1st Security every 5 months. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Kitsap Credit Union | 1st Security |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (6.4K ratings)](https://appshunter.io/ios/app/kitsap-credit-union/id456947309/reviews)** | [3.7 (326 ratings)](https://appshunter.io/ios/app/1st-security/id6740878062/reviews) |
| Number of ratings | **6.4K** | 326 |
| Positive reviews | **51.0% of reviews** | 39.7% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 128 MB | 115 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Kitsap Credit Union](https://appshunter.io/developer/456947312) | [1st Security Bank of Washington](https://appshunter.io/developer/572035036) |

## What reviewers say

### Kitsap Credit Union

[App page](https://appshunter.io/ios/app/kitsap-credit-union/id456947309)

Manage your accounts, pay bills, and find ATMs conveniently from your mobile device. Bank securely and access your finances 24/7, anytime and anywhere. This app offers a fast and free way to handle your banking needs on the go.

**Highlights:** Check account balances and transaction history, Pay bills and credit cards, Transfer money between accounts, Find branches and ATMs, Send secure messages

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure login with fingerprint
- 💡 Useful features like check deposit

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Confusing navigation and UI
- 💸 Predatory overdraft fees
- ⚠️ Unreliable app updates and maintenance

**Reported bugs**

- Mobile check deposit not working
- App freezing on certain screens
- Login issues and account access problems
- Compatibility problems with new iOS versions

**Requested features**

- Dark mode option
- Instant transfers between accounts
- Improved mobile check deposit experience
- Better integration between app and website


### 1st Security

[App page](https://appshunter.io/ios/app/1st-security/id6740878062)

Manage your personal and business banking conveniently from your mobile device. Access accounts, transfer funds, deposit checks, and pay bills securely. Get instant balance updates and set custom alerts for your debit or credit cards.

**Highlights:** Check account balances, Transfer funds between accounts, Send money with Zelle, Mobile check deposit, Schedule and manage bill payments, Set custom card notifications, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Successful update
- 🚀 Easy to use
- 🔒 Automatically logs out

**What reviewers complain about**

- 👎 Much worse than before
- 🐛 Buggy and not user-friendly
- 🔍 Difficult to navigate
- 🚫 Missing important features (Zelle)

**Reported bugs**

- App won't let you log in
- HELOC balance and due date not updating properly

**Requested features**

- Show credit card balance when transferring money
- Ability to go back to previous page


## Frequently asked questions

### Is Kitsap Credit Union free?

Kitsap Credit Union is free to download, with no in-app purchases.

### Is 1st Security free?

1st Security is free to download, with no in-app purchases.

### Which has better reviews, Kitsap Credit Union or 1st Security?

Kitsap Credit Union is rated higher. Kitsap Credit Union averages 4.7 out of 5 from 6.4K ratings, while 1st Security averages 3.7 from 326 ratings.

### Do Kitsap Credit Union or 1st Security have ads?

Kitsap Credit Union shows ads; 1st Security does not.

### Which is updated more often, Kitsap Credit Union or 1st Security?

Kitsap Credit Union ships an update every 3 months, and 1st Security every 5 months. Most recently, Kitsap Credit Union was updated on September 23, 2026 and 1st Security on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*