# Meritrust Business vs INTRUST Bank

The clearest difference is ads: INTRUST Bank at none against Meritrust Business's shown. INTRUST Bank also leads on monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 4 months). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Meritrust Business against 4.8 for INTRUST Bank. Both are backed by a comparable volume of ratings — 8.3K and 8.5K respectively. Written reviews are what separate them: 59% of Meritrust Business's written reviews are positive against 53% of INTRUST Bank's.

Meritrust Business ships an update every 4 months, INTRUST Bank monthly. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Meritrust Business | INTRUST Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (8.3K ratings)](https://appshunter.io/ios/app/meritrust-business/id457535059/reviews) | **[4.8 (8.5K ratings)](https://appshunter.io/ios/app/intrust-bank/id1533878437/reviews)** |
| Number of ratings | 8.3K | **8.5K** |
| Positive reviews | **59.5% of reviews** | 52.7% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 108 MB | 177 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Meritrust Credit Union](https://appshunter.io/developer/457535062) | [INTRUST Bank](https://appshunter.io/developer/476283668) |

## What reviewers say

### Meritrust Business

[App page](https://appshunter.io/ios/app/meritrust-business/id457535059)

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

**Highlights:** Self-Service User Access, ACH Approvals & Positive Pay, eStatements & Notifications, Transfer funds, Bill pay, Card Activation

**In-app purchases:** none

**What reviewers like**

- 👍 Great app
- 🚀 Convenient and easy to use
- 💡 Useful features like mobile check deposit
- 🔒 Secure login options

**What reviewers complain about**

- 🐛 Mobile deposit issues (blurry images, rotation problems)
- 🐛 Login problems (invalid credentials, white screens)
- 🐛 Slow performance, frequent crashes
- 🔍 Difficult to find/use certain features (external transfers)

**Reported bugs**

- Mobile deposit not working properly
- Login issues on mobile app
- Slow and unreliable performance

**Requested features**

- Add ability to lock/unlock debit card
- Improve mobile deposit functionality
- Streamline login and account access
- Enhance app performance and stability


### INTRUST Bank

[App page](https://appshunter.io/ios/app/intrust-bank/id1533878437)

Manage your banking accounts conveniently and securely from your mobile device. View transactions, transfer funds, pay bills, deposit checks, and control your debit card. Get support and locate ATMs easily.

**Highlights:** View and manage accounts, Transfer funds between accounts, Pay bills, Deposit checks via mobile, Manage debit card features, Send money with Zelle®, Locate ATMs and banking centers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💻 Easy to use
- 🚀 Convenient features
- 🔒 Secure banking
- 🤝 Good customer service

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Confusing interface
- 📱 Mobile deposit issues
- ⚠️ Unreliable account balances

**Reported bugs**

- Login and sign-in problems
- Delayed transaction notifications
- Inconsistent mobile deposit functionality
- Sync issues between app and online banking

**Requested features**

- Improved mobile deposit process
- Clearer transaction details
- Customizable app layout
- 24/7 in-app support


## Frequently asked questions

### Is Meritrust Business free?

Meritrust Business is free to download, with no in-app purchases.

### Is INTRUST Bank free?

INTRUST Bank is free to download, with no in-app purchases.

### Which has better reviews, Meritrust Business or INTRUST Bank?

INTRUST Bank is rated higher. Meritrust Business averages 4.8 out of 5 from 8.3K ratings, while INTRUST Bank averages 4.8 from 8.5K ratings.

### Do Meritrust Business or INTRUST Bank have ads?

Meritrust Business shows ads; INTRUST Bank does not.

### Which is updated more often, Meritrust Business or INTRUST Bank?

Meritrust Business ships an update every 4 months, and INTRUST Bank monthly. Most recently, Meritrust Business was updated on September 24, 2026 and INTRUST Bank on September 21, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*