# Meritrust Business vs WichitaFCU

The clearest difference is monetization model: WichitaFCU at free against Meritrust Business's free with in-app purchases. WichitaFCU also leads on review sentiment (80% vs 59%) and update cadence (every 4 weeks vs every 3 months). Meritrust Business's advantage is ratings volume (8.3K vs 824). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Meritrust Business against 4.8 for WichitaFCU. That said, the two scores are not equally well evidenced: Meritrust Business has 8.3K ratings behind it against 824, so its average is the more settled of the two. Written reviews are what separate them: 59% of Meritrust Business's written reviews are positive against 80% of WichitaFCU's.

Meritrust Business ships an update every 3 months, WichitaFCU every 4 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Meritrust Business | WichitaFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (8.3K ratings)](https://appshunter.io/ios/app/meritrust-business/id457535059/reviews) | **[4.8 (824 ratings)](https://appshunter.io/ios/app/wichitafcu/id6504494638/reviews)** |
| Number of ratings | **8.3K** | 824 |
| Positive reviews | 59.5% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 4 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 113 MB | 198 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Meritrust Credit Union](https://appshunter.io/developer/457535062) | [Wichita Federal Credit Union](https://appshunter.io/developer/634105672) |

## What reviewers say

### Meritrust Business

[App page](https://appshunter.io/ios/app/meritrust-business/id457535059)

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

**Highlights:** Self-Service User Access, ACH Approvals & Positive Pay, eStatements & Notifications, Transfer funds, Bill pay, Card Activation

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great app
- 🚀 Convenient and easy to use
- 💡 Useful features like mobile check deposit
- 🔒 Secure login options

**What reviewers complain about**

- 🐛 Mobile deposit issues (blurry images, rotation problems)
- 🐛 Login problems (invalid credentials, white screens)
- 🐛 Slow performance, frequent crashes
- 🔍 Difficult to find/use certain features (external transfers)

**Reported bugs**

- Mobile deposit not working properly
- Login issues on mobile app
- Slow and unreliable performance

**Requested features**

- Add ability to lock/unlock debit card
- Improve mobile deposit functionality
- Streamline login and account access
- Enhance app performance and stability


### WichitaFCU

[App page](https://appshunter.io/ios/app/wichitafcu/id6504494638)

Manage your finances on the go with this mobile banking app. Organize transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.

**Highlights:** Add tags, notes, and photos to transactions, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, Reorder or turn off debit cards, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Meritrust Business free?

Meritrust Business is free to download, with no in-app purchases.

### Is WichitaFCU free?

WichitaFCU is free to download, with no in-app purchases.

### Which has better reviews, Meritrust Business or WichitaFCU?

WichitaFCU is rated higher. Meritrust Business averages 4.8 out of 5 from 8.3K ratings, while WichitaFCU averages 4.8 from 824 ratings.

### Do Meritrust Business or WichitaFCU have ads?

Neither Meritrust Business nor WichitaFCU shows ads.

### Which is updated more often, Meritrust Business or WichitaFCU?

Meritrust Business ships an update every 3 months, and WichitaFCU every 4 weeks. Most recently, Meritrust Business was updated on November 1, 2026 and WichitaFCU on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*