# Meritrust Business vs 2UFi

The clearest difference is monetization model: 2UFi at free against Meritrust Business's free with in-app purchases. 2UFi also leads on update cadence (every 3 weeks vs every 3 months). Meritrust Business's advantage is ratings volume (8.3K vs 15). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Meritrust Business against 4.7 for 2UFi. That said, the two scores are not equally well evidenced: Meritrust Business has 8.3K ratings behind it against 15, so its average is the more settled of the two.

Meritrust Business ships an update every 3 months, 2UFi every 3 weeks. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Meritrust Business | 2UFi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (8.3K ratings)](https://appshunter.io/ios/app/meritrust-business/id457535059/reviews)** | [4.7 (15 ratings)](https://appshunter.io/ios/app/2ufi/id6505031309/reviews) |
| Number of ratings | **8.3K** | 15 |
| Positive reviews | 59.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 113 MB | 113 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Meritrust Credit Union](https://appshunter.io/developer/457535062) | [2UniFi, LLC](https://appshunter.io/developer/1754812084) |

## What reviewers say

### Meritrust Business

[App page](https://appshunter.io/ios/app/meritrust-business/id457535059)

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

**Highlights:** Self-Service User Access, ACH Approvals & Positive Pay, eStatements & Notifications, Transfer funds, Bill pay, Card Activation

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great app
- 🚀 Convenient and easy to use
- 💡 Useful features like mobile check deposit
- 🔒 Secure login options

**What reviewers complain about**

- 🐛 Mobile deposit issues (blurry images, rotation problems)
- 🐛 Login problems (invalid credentials, white screens)
- 🐛 Slow performance, frequent crashes
- 🔍 Difficult to find/use certain features (external transfers)

**Reported bugs**

- Mobile deposit not working properly
- Login issues on mobile app
- Slow and unreliable performance

**Requested features**

- Add ability to lock/unlock debit card
- Improve mobile deposit functionality
- Streamline login and account access
- Enhance app performance and stability


### 2UFi

[App page](https://appshunter.io/ios/app/2ufi/id6505031309)

This finance app helps small businesses manage operations and finances. It offers features for payments, cash flow monitoring, automated savings, and debit card control. Gain insights and make better decisions with real-time alerts and flexible team access.

**Highlights:** Link external accounts, Monitor transactions and cash flow, Automated savings with interest, Fast, low-fee money movement, Debit card control and management, Secure document storage, Real-time financial insights and alerts, Flexible team access with custom permissions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Meritrust Business free?

Meritrust Business is free to download, with no in-app purchases.

### Is 2UFi free?

2UFi is free to download, with no in-app purchases.

### Which has better reviews, Meritrust Business or 2UFi?

Meritrust Business is rated higher. Meritrust Business averages 4.8 out of 5 from 8.3K ratings, while 2UFi averages 4.7 from 15 ratings.

### Do Meritrust Business or 2UFi have ads?

Neither Meritrust Business nor 2UFi shows ads.

### Which is updated more often, Meritrust Business or 2UFi?

Meritrust Business ships an update every 3 months, and 2UFi every 3 weeks. Most recently, Meritrust Business was updated on October 26, 2026 and 2UFi on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*