# Meritrust Business vs INTRUST Treasury Online

The clearest difference is monetization model: INTRUST Treasury Online at free against Meritrust Business's free with in-app purchases. INTRUST Treasury Online also leads on rating (5.0 vs 4.8). Meritrust Business's advantage is ratings volume (8.3K vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

INTRUST Treasury Online holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Meritrust Business has 8.3K ratings behind it against 5, so its average is the more settled of the two.

Meritrust Business ships an update every 3 months, INTRUST Treasury Online every 2 months. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Meritrust Business | INTRUST Treasury Online |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (8.3K ratings)](https://appshunter.io/ios/app/meritrust-business/id457535059/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/intrust-treasury-online/id6754945593/reviews)** |
| Number of ratings | **8.3K** | 5 |
| Positive reviews | 59.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 113 MB | 1 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Meritrust Credit Union](https://appshunter.io/developer/457535062) | [INTRUST Bank](https://appshunter.io/developer/476283668) |

## What reviewers say

### Meritrust Business

[App page](https://appshunter.io/ios/app/meritrust-business/id457535059)

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

**Highlights:** Self-Service User Access, ACH Approvals & Positive Pay, eStatements & Notifications, Transfer funds, Bill pay, Card Activation

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great app
- 🚀 Convenient and easy to use
- 💡 Useful features like mobile check deposit
- 🔒 Secure login options

**What reviewers complain about**

- 🐛 Mobile deposit issues (blurry images, rotation problems)
- 🐛 Login problems (invalid credentials, white screens)
- 🐛 Slow performance, frequent crashes
- 🔍 Difficult to find/use certain features (external transfers)

**Reported bugs**

- Mobile deposit not working properly
- Login issues on mobile app
- Slow and unreliable performance

**Requested features**

- Add ability to lock/unlock debit card
- Improve mobile deposit functionality
- Streamline login and account access
- Enhance app performance and stability


### INTRUST Treasury Online

[App page](https://appshunter.io/ios/app/intrust-treasury-online/id6754945593)

Manage your company's finances with secure and convenient access to accounts, transactions, and payment tools. Customize your dashboard for efficiency and utilize advanced reporting for financial insights. Get support directly through the app.

**Highlights:** Account and transaction management, Customizable dashboard, Bill payment scheduling, ACH origination, Check and ACH Positive Pay, Enhanced financial reporting, Secure in-app messaging support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Meritrust Business free?

Meritrust Business is free to download, with no in-app purchases.

### Is INTRUST Treasury Online free?

INTRUST Treasury Online is free to download, with no in-app purchases.

### Which has better reviews, Meritrust Business or INTRUST Treasury Online?

INTRUST Treasury Online is rated higher. Meritrust Business averages 4.8 out of 5 from 8.3K ratings, while INTRUST Treasury Online averages 5.0 from 5 ratings.

### Do Meritrust Business or INTRUST Treasury Online have ads?

Neither Meritrust Business nor INTRUST Treasury Online shows ads.

### Which is updated more often, Meritrust Business or INTRUST Treasury Online?

Meritrust Business ships an update every 3 months, and INTRUST Treasury Online every 2 months. Most recently, Meritrust Business was updated on November 6, 2026 and INTRUST Treasury Online on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*