# NICE지키미 vs iM뱅크

The clearest difference is rating: NICE지키미 at 3.7 against iM뱅크's 2.6. NICE지키미 also leads on ads (none vs shown) and iOS requirement (11.0 vs 15.0). iM뱅크's advantage is in-app purchases (none vs 11) and update cadence (weekly vs every 2 months). On price, review sentiment and device support there is nothing between them.

Both are free to download. NICE지키미 sells 11 one-off in-app purchases. iM뱅크 asks for nothing beyond the download.

NICE지키미 holds the better App Store score, 3.7 against 2.6. Both are backed by a comparable volume of ratings — 3 and 10 respectively. Written reviews point the same way: 48% of NICE지키미's written reviews are positive against 44% of iM뱅크's.

NICE지키미 ships an update every 2 months, iM뱅크 weekly. The most recent releases landed on September 12, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | NICE지키미 | iM뱅크 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (3 ratings)](https://appshunter.io/ios/app/nice/id457816753/reviews)** | [2.6 (10 ratings)](https://appshunter.io/ios/app/im/id1067748687/reviews) |
| Number of ratings | 3 | **10** |
| Positive reviews | **47.8% of reviews** | 44.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 91 MB | 244 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NICE Information Service Co., Ltd.](https://appshunter.io/developer/375630606) | [iM Bank Co., Ltd.](https://appshunter.io/developer/484856086) |

## What reviewers say

### NICE지키미

[App page](https://appshunter.io/ios/app/nice/id457816753)

Manage your credit score and financial life with this app. It connects to various financial institutions to provide a comprehensive view of your assets and debts. Receive personalized reports and alerts to improve your creditworthiness and prevent financial fraud.

**Highlights:** Credit score management, Asset integration (banks, cards, insurance), Loan and debt overview, Personalized credit reports, Real-time credit inquiry alerts, Payment due date reminders, Loan eligibility diagnosis

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| NICE지키미-신용지키미(6개월) | $9.99 | one-time |
| NICE지키미-신용보고서 | $11.99 | one-time |
| NICE지키미-신용지키미(만기연장) | $14.99 | one-time |
| NICE지키미-명의도용지키미(만기연장) | $14.99 | one-time |
| NICE지키미-신용지키미 | $15.99 | one-time |
| NICE지키미-명의도용지키미 | $15.99 | one-time |
| NICE지키미-지키미케어십 | $22.99 | one-time |
| NICE지키미-종합신용지키미(만기연장) | $24.99 | one-time |
| NICE지키미-가족신용지키미 2인 | $25.99 | one-time |
| NICE지키미-영문 신용보고서 온라인 | $29.99 | one-time |
| NICE지키미-사업자신용지키미 | $48.99 | one-time |


### iM뱅크

[App page](https://appshunter.io/ios/app/im/id1067748687)

Manage your daily finances with ease, from simple transfers and bill splitting to tracking spending and setting savings goals. Enjoy daily benefits like cashback and discounts, and conveniently handle foreign currency exchange for your travels.

**Highlights:** Easy transfers and bill splitting, Spending tracking and savings goals, Cashback, events, and partner discounts, Youth financial habit building, 24-hour currency exchange with delivery, Group accounts and post-meeting lounge

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NICE지키미 free?

NICE지키미 is free to download, with in-app purchases available.

### Is iM뱅크 free?

iM뱅크 is free to download, with no in-app purchases.

### Which has better reviews, NICE지키미 or iM뱅크?

NICE지키미 is rated higher. NICE지키미 averages 3.7 out of 5 from 3 ratings, while iM뱅크 averages 2.6 from 10 ratings.

### Do NICE지키미 or iM뱅크 have ads?

iM뱅크 shows ads; NICE지키미 does not.

### Which is updated more often, NICE지키미 or iM뱅크?

NICE지키미 ships an update every 2 months, and iM뱅크 weekly. Most recently, NICE지키미 was updated on September 12, 2026 and iM뱅크 on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*