# NICE지키미 vs 기금e든든

The clearest difference is rating: NICE지키미 at 3.7 against 기금e든든's 1.4. NICE지키미 also leads on review sentiment (48% vs 8%) and update cadence (every 2 months vs every 4 months). 기금e든든's advantage is in-app purchases (none vs 11) and ratings volume (322 vs 3). On price, ads and device support there is nothing between them.

Both are free to download. NICE지키미 sells 11 one-off in-app purchases. 기금e든든 asks for nothing beyond the download.

NICE지키미 holds the better App Store score, 3.7 against 1.4. That said, the two scores are not equally well evidenced: 기금e든든 has 322 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 48% of NICE지키미's written reviews are positive against 8% of 기금e든든's.

NICE지키미 ships an update every 2 months, 기금e든든 every 4 months. The most recent releases landed on September 12, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | NICE지키미 | 기금e든든 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (3 ratings)](https://appshunter.io/ios/app/nice/id457816753/reviews)** | [1.4 (322 ratings)](https://appshunter.io/ios/app/e/id1482071412/reviews) |
| Number of ratings | 3 | **322** |
| Positive reviews | **47.8% of reviews** | 7.5% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 91 MB | 47 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NICE Information Service Co., Ltd.](https://appshunter.io/developer/375630606) | [주택도시보증공사](https://appshunter.io/developer/1215976290) |

## What reviewers say

### NICE지키미

[App page](https://appshunter.io/ios/app/nice/id457816753)

Manage your credit score and financial life with this app. It connects to various financial institutions to provide a comprehensive view of your assets and debts. Receive personalized reports and alerts to improve your creditworthiness and prevent financial fraud.

**Highlights:** Credit score management, Asset integration (banks, cards, insurance), Loan and debt overview, Personalized credit reports, Real-time credit inquiry alerts, Payment due date reminders, Loan eligibility diagnosis

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| NICE지키미-신용지키미(6개월) | $9.99 | one-time |
| NICE지키미-신용보고서 | $11.99 | one-time |
| NICE지키미-신용지키미(만기연장) | $14.99 | one-time |
| NICE지키미-명의도용지키미(만기연장) | $14.99 | one-time |
| NICE지키미-신용지키미 | $15.99 | one-time |
| NICE지키미-명의도용지키미 | $15.99 | one-time |
| NICE지키미-지키미케어십 | $22.99 | one-time |
| NICE지키미-종합신용지키미(만기연장) | $24.99 | one-time |
| NICE지키미-가족신용지키미 2인 | $25.99 | one-time |
| NICE지키미-영문 신용보고서 온라인 | $29.99 | one-time |
| NICE지키미-사업자신용지키미 | $48.99 | one-time |


### 기금e든든

[App page](https://appshunter.io/ios/app/e/id1482071412)

This application allows users to apply for low-interest loans for housing purchases and rent. It is operated by the Ministry of Land, Infrastructure and Transport using the Housing Urban Fund to support low-income households without homes. The Housing & Urban Guarantee Corporation manages the fund and provides this mobile app for convenient loan applications.

**Highlights:** Low-interest loan applications, Housing purchase funds, Rent funds, Mobile application, Housing Urban Fund utilization

**In-app purchases:** none

**What reviewers like**

- 👍 Some users received loans successfully

**What reviewers complain about**

- 🐛 Frequent login errors
- 🐌 Extremely slow loading times
- 🚫 Inability to upload files
- 💻 Poor cross-platform compatibility (especially Mac/iPhone)
- ❌ Cumbersome authentication process (PC to phone certificate transfer)

**Reported bugs**

- Login fails intermittently or completely
- Information not loading or displaying correctly
- Errors occurring during various stages of application
- File upload functionality not working
- App not transitioning to the next screen after authentication

**Requested features**

- Improve cross-platform compatibility for Mac and iPhone users
- Simplify the authentication process
- Fix file upload issues
- Improve app speed and performance
- Enhance customer support responsiveness and helpfulness


## Frequently asked questions

### Is NICE지키미 free?

NICE지키미 is free to download, with in-app purchases available.

### Is 기금e든든 free?

기금e든든 is free to download, with no in-app purchases.

### Which has better reviews, NICE지키미 or 기금e든든?

NICE지키미 is rated higher. NICE지키미 averages 3.7 out of 5 from 3 ratings, while 기금e든든 averages 1.4 from 322 ratings.

### Do NICE지키미 or 기금e든든 have ads?

Neither NICE지키미 nor 기금e든든 shows ads.

### Which is updated more often, NICE지키미 or 기금e든든?

NICE지키미 ships an update every 2 months, and 기금e든든 every 4 months. Most recently, NICE지키미 was updated on September 12, 2026 and 기금e든든 on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*