# NICE지키미 vs Floney

The clearest difference is review sentiment: Floney at 100% against NICE지키미's 48%. Floney also leads on rating (5.0 vs 3.7) and update cadence (every 3 weeks vs every 2 months). NICE지키미's advantage is iOS requirement (11.0 vs 26.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. NICE지키미 sells 11 one-off in-app purchases and Floney sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Floney holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 4 respectively. Written reviews point the same way: 48% of NICE지키미's written reviews are positive against 100% of Floney's.

NICE지키미 ships an update every 2 months, Floney every 3 weeks. The most recent releases landed on September 12, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | NICE지키미 | Floney |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/nice/id457816753/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/floney-shared-expense-tracker/id6462989500/reviews)** |
| Number of ratings | 3 | **4** |
| Positive reviews | 47.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 91 MB | 40 MB |
| Requires iOS | **11.0** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [NICE Information Service Co., Ltd.](https://appshunter.io/developer/375630606) | [NAHYUN KIM](https://appshunter.io/developer/1703732387) |

## What reviewers say

### NICE지키미

[App page](https://appshunter.io/ios/app/nice/id457816753)

Manage your credit score and financial life with this app. It connects to various financial institutions to provide a comprehensive view of your assets and debts. Receive personalized reports and alerts to improve your creditworthiness and prevent financial fraud.

**Highlights:** Credit score management, Asset integration (banks, cards, insurance), Loan and debt overview, Personalized credit reports, Real-time credit inquiry alerts, Payment due date reminders, Loan eligibility diagnosis

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| NICE지키미-신용지키미(6개월) | $9.99 | one-time |
| NICE지키미-신용보고서 | $11.99 | one-time |
| NICE지키미-신용지키미(만기연장) | $14.99 | one-time |
| NICE지키미-명의도용지키미(만기연장) | $14.99 | one-time |
| NICE지키미-신용지키미 | $15.99 | one-time |
| NICE지키미-명의도용지키미 | $15.99 | one-time |
| NICE지키미-지키미케어십 | $22.99 | one-time |
| NICE지키미-종합신용지키미(만기연장) | $24.99 | one-time |
| NICE지키미-가족신용지키미 2인 | $25.99 | one-time |
| NICE지키미-영문 신용보고서 온라인 | $29.99 | one-time |
| NICE지키미-사업자신용지키미 | $48.99 | one-time |


### Floney

[App page](https://appshunter.io/ios/app/floney-shared-expense-tracker/id6462989500)

Easily track and split expenses with roommates. View all financial records at a glance, add detailed entries, and understand your spending with clear charts. Settle shared costs by calculating what each person owes or receives.

**Highlights:** View group entries, daily spending, and income, Add detailed expense, income, or transfer entries, Understand finances with charts for expenses, income, budgets, and assets, Settle shared costs with calculated payments, Use additional ledgers for different purposes

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| floney plus | $3.99 | per month |


## Frequently asked questions

### Is NICE지키미 free?

NICE지키미 is free to download, with in-app purchases available.

### Is Floney free?

Floney is free to download, with in-app purchases available.

### Which has better reviews, NICE지키미 or Floney?

Floney is rated higher. NICE지키미 averages 3.7 out of 5 from 3 ratings, while Floney averages 5.0 from 4 ratings.

### Do NICE지키미 or Floney have ads?

Neither NICE지키미 nor Floney shows ads.

### Which is updated more often, NICE지키미 or Floney?

NICE지키미 ships an update every 2 months, and Floney every 3 weeks. Most recently, NICE지키미 was updated on September 12, 2026 and Floney on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*