# NICE지키미 vs 구독함

The clearest difference is in-app purchases: 구독함 at none against NICE지키미's 10. 구독함 also leads on update cadence (every 3 weeks vs every 2 months). NICE지키미's advantage is iOS requirement (13.0 vs 15.0). On price, ads and device support there is nothing between them.

Both are free to download. NICE지키미 sells 10 one-off in-app purchases. 구독함 asks for nothing beyond the download.

NICE지키미 ships an update every 2 months, 구독함 every 3 weeks. The most recent releases landed on November 8, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | NICE지키미 | 구독함 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (3 ratings)](https://appshunter.io/ios/app/nice/id457816753/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 41.5% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 60 MB | 21 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [NICE Information Service Co., Ltd.](https://appshunter.io/developer/375630606) | [HANEUL KIM](https://appshunter.io/developer/6771738414) |

## What reviewers say

### NICE지키미

[App page](https://appshunter.io/ios/app/nice/id457816753)

Manage your credit score and financial assets with this app. It provides credit reports, asset linkage, and alerts for unauthorized inquiries. Improve your financial health and prevent debt.

**Highlights:** Credit score management, Asset linkage (bank, card, insurance), Monthly credit reports, Unauthorized inquiry alerts, Payment due date reminders, Loan eligibility diagnosis

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| NICE지키미-신용지키미(6개월) | $9.99 | one-time |
| NICE지키미-신용보고서 | $11.99 | one-time |
| NICE지키미-신용지키미(만기연장) | $14.99 | one-time |
| NICE지키미-명의도용지키미(만기연장) | $14.99 | one-time |
| NICE지키미-신용지키미 | $15.99 | one-time |
| NICE지키미-명의도용지키미 | $15.99 | one-time |
| NICE지키미-지키미케어십 | $22.99 | one-time |
| NICE지키미-종합신용지키미(만기연장) | $24.99 | one-time |
| NICE지키미-가족신용지키미 2인 | $25.99 | one-time |
| NICE지키미-영문 신용보고서 온라인 | $29.99 | one-time |


### 구독함

[App page](https://appshunter.io/ios/app/id6805130548)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NICE지키미 free?

NICE지키미 is free to download, with in-app purchases available.

### Is 구독함 free?

구독함 is free to download, with no in-app purchases.

### Do NICE지키미 or 구독함 have ads?

Neither NICE지키미 nor 구독함 shows ads.

### Which is updated more often, NICE지키미 or 구독함?

NICE지키미 ships an update every 2 months, and 구독함 every 3 weeks. Most recently, NICE지키미 was updated on November 8, 2026 and 구독함 on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*