# Splitwise vs Monefy

The clearest difference is rating: Monefy at 4.7 against Splitwise's 4.0. Monefy also leads on review sentiment (64% vs 45%). Splitwise's advantage is ads (none vs shown) and ratings volume (29K vs 6.8K). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Splitwise sells 10 in-app purchases, starting at $2.99 per month and Monefy sells 4 in-app purchases, starting at $59.99 per year. Whichever you choose, the download price is not the number that matters.

Monefy holds the better App Store score, 4.7 against 4.0. Both are backed by a comparable volume of ratings — 29K and 6.8K respectively. Written reviews point the same way: 45% of Splitwise's written reviews are positive against 64% of Monefy's.

Splitwise ships an update every 11 days, Monefy every 2 weeks. Both last shipped on October 29, 2026.

## The numbers

| Metric | Splitwise | Monefy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (29K ratings)](https://appshunter.io/ios/app/splitwise/id458023433/reviews) | **[4.7 (6.8K ratings)](https://appshunter.io/ios/app/monefy-bills-and-money-tracker/id1212024409/reviews)** |
| Number of ratings | **29K** | 6.8K |
| Positive reviews | 44.8% of reviews | **64.2% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 11 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#26** | #118 |
| Size | 67 MB | 54 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Splitwise, Inc.](https://appshunter.io/developer/458023436) | [Reflective Technologies ApS](https://appshunter.io/developer/469957278) |

## What reviewers say

### Splitwise

[App page](https://appshunter.io/ios/app/splitwise/id458023433)

**Currently charting:** #26 Top Grossing · Finance, #113 Top Free · Finance (US App Store)

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

**Highlights:** Create groups or private friendships, Add expenses in any currency, Simplify debts into repayment plans, Split expenses equally or unequally, Record cash payments or use integrations, Recurring bills, Export to CSV

**Features:** Apple Wallet, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $3.99 | per month |
| Splitwise Pro | $4.99 | per month |
| Splitwise Pro | $29.99 | per year |
| Splitwise Pro | $29.99 | per year |
| Splitwise Pro | $39.99 | per year |
| Splitwise Pro | $39.99 | per year |
| Splitwise Pro | $59.99 | per year |

**What reviewers like**

- 🚀 Simplifies splitting expenses
- 👍 Easy to use and intuitive
- 💡 Helpful for group trips and shared living
- 🚀 Convenient payment integration
- 🚀 Supports multiple currencies

**What reviewers complain about**

- 🐛 Confusing settle up process
- 🐛 Inaccurate receipt scanning
- 💰 Subscription model too expensive
- 🐛 Glitches when switching between apps
- 🐛 Inconsistent user experience

**Reported bugs**

- Payments not properly credited
- Expense entries disappearing
- Incorrect balance calculations
- Venmo integration issues

**Requested features**

- Custom recurring expense options
- Ability to set default split percentages
- Better group management tools
- Improved currency conversion and tracking
- Integration with more payment services


### Monefy

[App page](https://appshunter.io/ios/app/monefy-bills-and-money-tracker/id1212024409)

**Currently charting:** #118 Top Grossing · Finance (US App Store)

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

**Highlights:** One-click transaction entry, Cross-device synchronization, Spending distribution charts, Customizable categories, Multi-currency support, Passcode protection

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monefy Premium | $59.99 | per year |
| Monefy Premium | $59.99 | per year |
| Monefy Premium | $59.99 | per year |
| Monefy Pro | $2.99 | one-time |

**What reviewers like**

- 👍 Very easy to use
- 👍 Helpful for tracking expenses
- 👍 Customizable categories
- 👍 Intuitive interface
- 👍 Reliable and smooth performance

**What reviewers complain about**

- 🐛 Synchronization issues
- 🐛 Pricing errors and lack of refunds
- 🐛 Ads and paywalls for basic features
- 🐛 Inability to change categories in free version
- 🐛 Slow startup without internet connection

**Reported bugs**

- Randomly deleting or resetting data
- Balance not updating correctly when using carry over or deposits
- Categories shuffling positions in chart view
- Dropbox synchronization issues

**Requested features**

- Recurring expense/transfer feature
- Ability to set budgets per category
- More customization options for categories and icons
- Improved reporting and analytics
- Syncing across multiple devices


## Frequently asked questions

### Is Splitwise free?

Splitwise is free to download, with in-app purchases available.

### Is Monefy free?

Monefy is free to download, with in-app purchases available.

### Which has better reviews, Splitwise or Monefy?

Monefy is rated higher. Splitwise averages 4.0 out of 5 from 29K ratings, while Monefy averages 4.7 from 6.8K ratings.

### Do Splitwise or Monefy have ads?

Monefy shows ads; Splitwise does not.

### Which is updated more often, Splitwise or Monefy?

Splitwise ships an update every 11 days, and Monefy every 2 weeks. Most recently, Splitwise was updated on October 29, 2026 and Monefy on October 29, 2026.

### Which is more popular, Splitwise or Monefy?

Splitwise currently peaks at #26 in the App Store charts, and Monefy at #118. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*