# Splitwise vs COCOPay

The clearest difference is rating: Splitwise at 4.0 against COCOPay's 1.0. Splitwise also leads on update cadence (every 11 days vs every 3 months) and ratings volume (29K vs 1). COCOPay's advantage is in-app purchases (none vs 19) and iOS requirement (11.0 vs 16.0). On price, review sentiment, ads and device support there is nothing between them.

Both are free to download. Splitwise sells 10 in-app purchases, starting at $2.99 per month. COCOPay asks for nothing beyond the download.

Splitwise holds the better App Store score, 4.0 against 1.0. That said, the two scores are not equally well evidenced: Splitwise has 29K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 45% of Splitwise's written reviews are positive against 50% of COCOPay's, so the app with the better star average is not the one people write more warmly about.

Splitwise ships an update every 11 days, COCOPay every 3 months. The most recent releases landed on October 13, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Splitwise | COCOPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (29K ratings)](https://appshunter.io/ios/app/splitwise/id458023433/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/cocopay/id1502200445/reviews) |
| Number of ratings | **29K** | 1 |
| Positive reviews | 44.6% of reviews | **50.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#27** | — |
| Size | 67 MB | 60 MB |
| Requires iOS | 16.0 | **11.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Splitwise, Inc.](https://appshunter.io/developer/458023436) | [NUSA SATU INTI ARTHA, PT](https://appshunter.io/developer/1139687317) |

## What reviewers say

### Splitwise

[App page](https://appshunter.io/ios/app/splitwise/id458023433)

**Currently charting:** #27 Top Grossing · Finance, #78 Top Free · Finance (US App Store)

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

**Highlights:** Create groups or private friendships, Add expenses in any currency, Simplify debts into repayment plans, Split expenses equally or unequally, Record cash payments or use integrations, Recurring bills, Export to CSV

**Features:** Apple Wallet, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $3.99 | per month |
| Splitwise Pro | $4.99 | per month |
| Splitwise Pro | $29.99 | per year |
| Splitwise Pro | $29.99 | per year |
| Splitwise Pro | $39.99 | per year |
| Splitwise Pro | $39.99 | per year |
| Splitwise Pro | $59.99 | per year |

**What reviewers like**

- 🚀 Simplifies splitting expenses
- 👍 Easy to use and intuitive
- 💡 Helpful for group trips and shared living
- 🚀 Convenient payment integration
- 🚀 Supports multiple currencies

**What reviewers complain about**

- 🐛 Confusing settle up process
- 🐛 Inaccurate receipt scanning
- 💰 Subscription model too expensive
- 🐛 Glitches when switching between apps
- 🐛 Inconsistent user experience

**Reported bugs**

- Payments not properly credited
- Expense entries disappearing
- Incorrect balance calculations
- Venmo integration issues

**Requested features**

- Custom recurring expense options
- Ability to set default split percentages
- Better group management tools
- Improved currency conversion and tracking
- Integration with more payment services


### COCOPay

[App page](https://appshunter.io/ios/app/cocopay/id1502200445)

Make purchases easily and enjoyably at Cocomart and other participating stores. This app allows you to buy phone and electricity credit, and transfer funds between accounts.

**Highlights:** Easy shopping at Cocomart, Accepts payments at partner stores, Purchase phone credit, Purchase electricity credit, Transfer funds between accounts

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Splitwise free?

Splitwise is free to download, with in-app purchases available.

### Is COCOPay free?

COCOPay is free to download, with no in-app purchases.

### Which has better reviews, Splitwise or COCOPay?

Splitwise is rated higher. Splitwise averages 4.0 out of 5 from 29K ratings, while COCOPay averages 1.0 from 1 ratings.

### Do Splitwise or COCOPay have ads?

Neither Splitwise nor COCOPay shows ads.

### Which is updated more often, Splitwise or COCOPay?

Splitwise ships an update every 11 days, and COCOPay every 3 months. Most recently, Splitwise was updated on October 13, 2026 and COCOPay on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*