# Splitwise vs Goodbudget Budget Planner

The clearest difference is rating: Goodbudget Budget Planner at 4.6 against Splitwise's 4.0. Goodbudget Budget Planner also leads on review sentiment (59% vs 44%). Splitwise's advantage is update cadence (weekly vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Splitwise sells 10 in-app purchases, starting at $2.99 per month and Goodbudget Budget Planner sells 10 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Goodbudget Budget Planner holds the better App Store score, 4.6 against 4.0. Both are backed by a comparable volume of ratings — 28K and 13K respectively. Written reviews point the same way: 44% of Splitwise's written reviews are positive against 59% of Goodbudget Budget Planner's.

Splitwise ships an update weekly, Goodbudget Budget Planner every 3 weeks. Both last shipped on October 1, 2026.

## The numbers

| Metric | Splitwise | Goodbudget Budget Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (28K ratings)](https://appshunter.io/ios/app/splitwise/id458023433/reviews) | **[4.6 (13K ratings)](https://appshunter.io/ios/app/goodbudget-budget-planner/id471112395/reviews)** |
| Number of ratings | **28K** | 13K |
| Positive reviews | 44.4% of reviews | **58.8% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free with in-app purchases | Freemium |
| Best chart rank | **#32** | #68 |
| Size | 67 MB | 23 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Splitwise, Inc.](https://appshunter.io/developer/458023436) | [Dayspring Technologies](https://appshunter.io/developer/471112398) |

## What reviewers say

### Splitwise

[App page](https://appshunter.io/ios/app/splitwise/id458023433)

**Currently charting:** #32 Top Grossing · Finance, #86 Top Free · Finance (US App Store)

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

**Highlights:** Create groups or private friendships, Add expenses in any currency, Simplify debts into repayment plans, Split expenses equally or unequally, Record cash payments or use integrations, Recurring bills, Export to CSV

**Features:** Apple Wallet, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $3.99 | per month |
| Splitwise Pro | $4.99 | per month |
| Splitwise Pro | $29.99 | per year |
| Splitwise Pro | $29.99 | per year |
| Splitwise Pro | $39.99 | per year |
| Splitwise Pro | $39.99 | per year |
| Splitwise Pro | $59.99 | per year |

**What reviewers like**

- 🚀 Simplifies splitting expenses
- 👍 Easy to use and intuitive
- 💡 Helpful for group trips and shared living
- 🚀 Convenient payment integration
- 🚀 Supports multiple currencies

**What reviewers complain about**

- 🐛 Confusing settle up process
- 🐛 Inaccurate receipt scanning
- 💰 Subscription model too expensive
- 🐛 Glitches when switching between apps
- 🐛 Inconsistent user experience

**Reported bugs**

- Payments not properly credited
- Expense entries disappearing
- Incorrect balance calculations
- Venmo integration issues

**Requested features**

- Custom recurring expense options
- Ability to set default split percentages
- Better group management tools
- Improved currency conversion and tracking
- Integration with more payment services


### Goodbudget Budget Planner

[App page](https://appshunter.io/ios/app/goodbudget-budget-planner/id471112395)

**Currently charting:** #68 Top Grossing · Finance (US App Store)

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

**Highlights:** Virtual envelope budgeting, Shared budgets, Expense tracking, Debt payoff tracking, Insightful financial reports, Automatic cloud backup, CSV transaction export

**Features:** Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plus Plan | $5.99 | per month |
| Monthly Plus Plan | $6.99 | per month |
| Monthly Plus Plan | $7.99 | per month |
| Monthly Premium Plan | $9.99 | per month |
| Annual Plus Plan | $49.99 | per year |
| Annual Plus Plan | $59.99 | per year |
| Annual Plus Plan | $69.99 | per year |
| Annual Premium Plan | $79.99 | per year |
| 3 Months of Plus Plan | $17.99 | one-time |
| 6 Months of Plus Plan | $29.99 | one-time |

**What reviewers like**

- 💻 Excellent app for tracking and managing finances
- 🤝 Great for couples and families to manage budgets together
- 📈 Helpful envelope system and budgeting tools
- 🕰️ Ability to schedule recurring payments and income
- 🗓️ Useful for budgeting by pay period instead of monthly

**What reviewers complain about**

- 🔍 Confusing or unintuitive interface for some users
- 💰 Paid subscription seen as too expensive by some
- 🐛 Occasional bugs, crashes, and syncing issues reported
- 🔢 Limited free version with only 10 envelopes
- 🔍 Difficulty making changes to existing budgets

**Reported bugs**

- Transactions not saving properly
- Envelopes resetting or losing balances
- Recurring income/payments not working as expected
- Syncing issues between devices

**Requested features**

- Ability to group/organize envelopes
- Option to reconcile transactions and mark as cleared
- Transaction search functionality within the app
- Customizable envelope colors or themes
- Automatic transaction syncing from bank accounts


## Frequently asked questions

### Is Splitwise free?

Splitwise is free to download, with in-app purchases available.

### Is Goodbudget Budget Planner free?

Goodbudget Budget Planner is free to download, with in-app purchases available.

### Which has better reviews, Splitwise or Goodbudget Budget Planner?

Goodbudget Budget Planner is rated higher. Splitwise averages 4.0 out of 5 from 28K ratings, while Goodbudget Budget Planner averages 4.6 from 13K ratings.

### Do Splitwise or Goodbudget Budget Planner have ads?

Neither Splitwise nor Goodbudget Budget Planner shows ads.

### Which is updated more often, Splitwise or Goodbudget Budget Planner?

Splitwise ships an update weekly, and Goodbudget Budget Planner every 3 weeks. Most recently, Splitwise was updated on October 1, 2026 and Goodbudget Budget Planner on October 1, 2026.

### Which is more popular, Splitwise or Goodbudget Budget Planner?

Splitwise currently peaks at #32 in the App Store charts, and Goodbudget Budget Planner at #68. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*