# Splitwise vs Expense & Budget App

The clearest difference is rating: Expense & Budget App at 4.6 against Splitwise's 4.0. Expense & Budget App also leads on review sentiment (53% vs 44%). Splitwise's advantage is chart position (#26 vs #173) and ratings volume (28K vs 6.3K). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Splitwise sells 10 in-app purchases, starting at $2.99 per month and Expense & Budget App sells 15 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Expense & Budget App holds the better App Store score, 4.6 against 4.0. Both are backed by a comparable volume of ratings — 28K and 6.3K respectively. Written reviews point the same way: 44% of Splitwise's written reviews are positive against 53% of Expense & Budget App's.

Splitwise ships an update weekly, Expense & Budget App fortnightly. Both last shipped on September 24, 2026.

## The numbers

| Metric | Splitwise | Expense & Budget App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (28K ratings)](https://appshunter.io/ios/app/splitwise/id458023433/reviews) | **[4.6 (6.3K ratings)](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140/reviews)** |
| Number of ratings | **28K** | 6.3K |
| Positive reviews | 44.3% of reviews | **52.7% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#26** | #173 |
| Size | 67 MB | 104 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Splitwise, Inc.](https://appshunter.io/developer/458023436) | [Cleevio s.r.o.](https://appshunter.io/developer/455201242) |

## What reviewers say

### Splitwise

[App page](https://appshunter.io/ios/app/splitwise/id458023433)

**Currently charting:** #26 Top Grossing · Finance, #83 Top Free · Finance (US App Store)

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

**Highlights:** Create groups or private friendships, Add expenses in any currency, Simplify debts into repayment plans, Split expenses equally or unequally, Record cash payments or use integrations, Recurring bills, Export to CSV

**Features:** Apple Wallet, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $3.99 | per month |
| Splitwise Pro | $4.99 | per month |
| Splitwise Pro | $29.99 | per year |
| Splitwise Pro | $29.99 | per year |
| Splitwise Pro | $39.99 | per year |
| Splitwise Pro | $39.99 | per year |
| Splitwise Pro | $59.99 | per year |

**What reviewers like**

- 🚀 Simplifies splitting expenses
- 👍 Easy to use and intuitive
- 💡 Helpful for group trips and shared living
- 🚀 Convenient payment integration
- 🚀 Supports multiple currencies

**What reviewers complain about**

- 🐛 Confusing settle up process
- 🐛 Inaccurate receipt scanning
- 💰 Subscription model too expensive
- 🐛 Glitches when switching between apps
- 🐛 Inconsistent user experience

**Reported bugs**

- Payments not properly credited
- Expense entries disappearing
- Incorrect balance calculations
- Venmo integration issues

**Requested features**

- Custom recurring expense options
- Ability to set default split percentages
- Better group management tools
- Improved currency conversion and tracking
- Integration with more payment services


### Expense & Budget App

[App page](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140)

**Currently charting:** #173 Top Grossing · Finance (US App Store)

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

**Highlights:** Connect bank and crypto wallets, Automatic expense categorization, Budget creation and tracking, AI receipt scanner, Shared finances management, Multiple currency support, Personalized financial insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (15)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendee Plus account | $3.99 | per month |
| Spendee Premium – Monthly | $5.99 | per month |
| Spendee Premium – Monthly | $5.99 | per month |
| Spendee Premium - Quarterly | $6.99 | per 3 months |
| Spendee Premium account | $11.49 | per year |
| Spendee Plus account | $27.99 | per year |
| Spendee Premium account | $28.99 | per year |
| Spendee Premium account | $35.99 | per year |
| Spendee Premium – Yearly | $35.99 | per year |
| Spendee Lifetime Plus | $29.99 | one-time |
| Spendee Lifetime Plus | $35.99 | one-time |
| Spendee Lifetime Premium | $44.99 | one-time |
| Spendee Lifetime Premium | $59.99 | one-time |
| Spendee Lifetime Premium | $71.99 | one-time |
| Spendee Lifetime Premium | $119.99 | one-time |

**What reviewers like**

- 💯 Excellent budgeting tool
- 👍 User-friendly interface
- 🎨 Beautiful design
- 🔍 Detailed expense tracking
- 💳 Supports multiple wallets and accounts

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Unreliable bank sync
- 🕰️ Slow transaction loading
- 💰 Subscription model too restrictive
- 🤔 Confusing UI changes after updates

**Reported bugs**

- Transactions disappearing or duplicating
- Incorrect account balances and data corruption
- Syncing issues with certain banks
- Crashes when navigating app
- Categories not saving properly after updates

**Requested features**

- Ability to transfer money between wallets
- Calendar view for scheduled payments
- Savings goal tracking
- Improved recurring transaction management
- Subcategories for better expense organization


## Frequently asked questions

### Is Splitwise free?

Splitwise is free to download, with in-app purchases available.

### Is Expense & Budget App free?

Expense & Budget App is free to download, with in-app purchases available.

### Which has better reviews, Splitwise or Expense & Budget App?

Expense & Budget App is rated higher. Splitwise averages 4.0 out of 5 from 28K ratings, while Expense & Budget App averages 4.6 from 6.3K ratings.

### Do Splitwise or Expense & Budget App have ads?

Neither Splitwise nor Expense & Budget App shows ads.

### Which is updated more often, Splitwise or Expense & Budget App?

Splitwise ships an update weekly, and Expense & Budget App fortnightly. Most recently, Splitwise was updated on September 24, 2026 and Expense & Budget App on September 24, 2026.

### Which is more popular, Splitwise or Expense & Budget App?

Splitwise currently peaks at #26 in the App Store charts, and Expense & Budget App at #173. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*