# Splitwise vs Centible

The clearest difference is review sentiment: Centible at 100% against Splitwise's 44%. Centible also leads on rating (5.0 vs 4.0) and in-app purchases (none vs 19). Splitwise's advantage is update cadence (weekly vs every 2 months) and ratings volume (28K vs 15). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Splitwise sells 10 in-app purchases, starting at $2.99 per month. Centible asks for nothing beyond the download.

Centible holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Splitwise has 28K ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 44% of Splitwise's written reviews are positive against 100% of Centible's.

Splitwise ships an update weekly, Centible every 2 months. The most recent releases landed on September 27, 2026 and June 10, 2026 respectively.

## The numbers

| Metric | Splitwise | Centible |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (28K ratings)](https://appshunter.io/ios/app/splitwise/id458023433/reviews) | **[5.0 (15 ratings)](https://appshunter.io/ios/app/centible/id6443507950/reviews)** |
| Number of ratings | **28K** | 15 |
| Positive reviews | 44.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#24** | — |
| Size | 67 MB | 24 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Splitwise, Inc.](https://appshunter.io/developer/458023436) | [App Team Carolina](https://appshunter.io/developer/1683931124) |

## What reviewers say

### Splitwise

[App page](https://appshunter.io/ios/app/splitwise/id458023433)

**Currently charting:** #24 Top Grossing · Finance, #57 Top Free · Finance (US App Store)

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

**Highlights:** Create groups or private friendships, Add expenses in any currency, Simplify debts into repayment plans, Split expenses equally or unequally, Record cash payments or use integrations, Recurring bills, Export to CSV

**Features:** Apple Wallet, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $3.99 | per month |
| Splitwise Pro | $4.99 | per month |
| Splitwise Pro | $29.99 | per year |
| Splitwise Pro | $29.99 | per year |
| Splitwise Pro | $39.99 | per year |
| Splitwise Pro | $39.99 | per year |
| Splitwise Pro | $59.99 | per year |

**What reviewers like**

- 🚀 Simplifies splitting expenses
- 👍 Easy to use and intuitive
- 💡 Helpful for group trips and shared living
- 🚀 Convenient payment integration
- 🚀 Supports multiple currencies

**What reviewers complain about**

- 🐛 Confusing settle up process
- 🐛 Inaccurate receipt scanning
- 💰 Subscription model too expensive
- 🐛 Glitches when switching between apps
- 🐛 Inconsistent user experience

**Reported bugs**

- Payments not properly credited
- Expense entries disappearing
- Incorrect balance calculations
- Venmo integration issues

**Requested features**

- Custom recurring expense options
- Ability to set default split percentages
- Better group management tools
- Improved currency conversion and tracking
- Integration with more payment services


### Centible

[App page](https://appshunter.io/ios/app/centible/id6443507950)

This app helps students track their spending with a simple, mindful approach. Securely link bank accounts to view transactions, categorize purchases with a tap, and understand spending trends through easy-to-read graphs. Your financial data remains private and on your device.

**Highlights:** Secure bank account connection, Automatic transaction import, One-tap purchase categorization, Customizable spending categories, Visual spending trend graphs, Privacy-focused data handling

**In-app purchases:** none


## Frequently asked questions

### Is Splitwise free?

Splitwise is free to download, with in-app purchases available.

### Is Centible free?

Centible is free to download, with no in-app purchases.

### Which has better reviews, Splitwise or Centible?

Centible is rated higher. Splitwise averages 4.0 out of 5 from 28K ratings, while Centible averages 5.0 from 15 ratings.

### Do Splitwise or Centible have ads?

Neither Splitwise nor Centible shows ads.

### Which is updated more often, Splitwise or Centible?

Splitwise ships an update weekly, and Centible every 2 months. Most recently, Splitwise was updated on September 27, 2026 and Centible on June 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*