# Splitwise vs X2GO

The clearest difference is review sentiment: Splitwise at 44% against X2GO's 0%. Splitwise also leads on rating (4.0 vs 1.0) and update cadence (weekly vs every 61 months). X2GO's advantage is in-app purchases (none vs 19). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Splitwise sells 10 in-app purchases, starting at $2.99 per month. X2GO asks for nothing beyond the download.

Splitwise holds the better App Store score, 4.0 against 1.0. That said, the two scores are not equally well evidenced: Splitwise has 28K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 44% of Splitwise's written reviews are positive against 0% of X2GO's.

Splitwise ships an update weekly, X2GO every 61 months. The most recent releases landed on September 27, 2026 and June 10, 2026 respectively.

## The numbers

| Metric | Splitwise | X2GO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (28K ratings)](https://appshunter.io/ios/app/splitwise/id458023433/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/x2go/id920504673/reviews) |
| Number of ratings | **28K** | 2 |
| Positive reviews | **44.4% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 61 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#24** | — |
| Size | 67 MB | 2 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Splitwise, Inc.](https://appshunter.io/developer/458023436) | [sino AG](https://appshunter.io/developer/920504671) |

## What reviewers say

### Splitwise

[App page](https://appshunter.io/ios/app/splitwise/id458023433)

**Currently charting:** #24 Top Grossing · Finance, #57 Top Free · Finance (US App Store)

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

**Highlights:** Create groups or private friendships, Add expenses in any currency, Simplify debts into repayment plans, Split expenses equally or unequally, Record cash payments or use integrations, Recurring bills, Export to CSV

**Features:** Apple Wallet, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $2.99 | per month |
| Splitwise Pro | $3.99 | per month |
| Splitwise Pro | $4.99 | per month |
| Splitwise Pro | $29.99 | per year |
| Splitwise Pro | $29.99 | per year |
| Splitwise Pro | $39.99 | per year |
| Splitwise Pro | $39.99 | per year |
| Splitwise Pro | $59.99 | per year |

**What reviewers like**

- 🚀 Simplifies splitting expenses
- 👍 Easy to use and intuitive
- 💡 Helpful for group trips and shared living
- 🚀 Convenient payment integration
- 🚀 Supports multiple currencies

**What reviewers complain about**

- 🐛 Confusing settle up process
- 🐛 Inaccurate receipt scanning
- 💰 Subscription model too expensive
- 🐛 Glitches when switching between apps
- 🐛 Inconsistent user experience

**Reported bugs**

- Payments not properly credited
- Expense entries disappearing
- Incorrect balance calculations
- Venmo integration issues

**Requested features**

- Custom recurring expense options
- Ability to set default split percentages
- Better group management tools
- Improved currency conversion and tracking
- Integration with more payment services


### X2GO

[App page](https://appshunter.io/ios/app/x2go/id920504673)

Access your trading account on the go with this mobile trading app. Monitor market activity, view your order book and positions, and manage trades securely. It utilizes reliable technology for encrypted data transmission.

**Highlights:** Optimized for smartphones, Access order book and positions, Monitor market activity, Secure two-stage login, Encrypted data transmission, Trade management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Splitwise free?

Splitwise is free to download, with in-app purchases available.

### Is X2GO free?

X2GO is free to download, with no in-app purchases.

### Which has better reviews, Splitwise or X2GO?

Splitwise is rated higher. Splitwise averages 4.0 out of 5 from 28K ratings, while X2GO averages 1.0 from 2 ratings.

### Do Splitwise or X2GO have ads?

Neither Splitwise nor X2GO shows ads.

### Which is updated more often, Splitwise or X2GO?

Splitwise ships an update weekly, and X2GO every 61 months. Most recently, Splitwise was updated on September 27, 2026 and X2GO on June 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*