# FSCB Banking vs Citizens Bank MO

The clearest difference is review sentiment: FSCB Banking at 70% against Citizens Bank MO's 0%. FSCB Banking also leads on ads (none vs shown) and ratings volume (2.6K vs 358). Citizens Bank MO's advantage is rating (4.8 vs 4.5). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Citizens Bank MO holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: FSCB Banking has 2.6K ratings behind it against 358, so its average is the more settled of the two. Written reviews complicate that: 70% of FSCB Banking's written reviews are positive against 0% of Citizens Bank MO's, so the app with the better star average is not the one people write more warmly about.

FSCB Banking ships an update every 3 months, Citizens Bank MO every 4 months. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | FSCB Banking | Citizens Bank MO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2.6K ratings)](https://appshunter.io/ios/app/fscb-banking/id458081834/reviews) | **[4.8 (358 ratings)](https://appshunter.io/ios/app/citizens-bank-mo/id1018966593/reviews)** |
| Number of ratings | **2.6K** | 358 |
| Positive reviews | **69.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 103 MB | 110 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First State Community Bank](https://appshunter.io/developer/458081837) | [Citizens Bank MO](https://appshunter.io/developer/1018966592) |

## What reviewers say

### FSCB Banking

[App page](https://appshunter.io/ios/app/fscb-banking/id458081834)

Manage your finances on the go with this comprehensive banking app. Track account balances, deposit checks remotely, transfer funds, and pay bills. It also offers budgeting tools, savings goals, and card controls for enhanced financial management.

**Highlights:** Account management, Mobile check deposit, Money transfers, Bill payment, Budgeting tools, Savings goals, Debit card controls

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Quick and responsive
- 🔒 Secure banking
- 💡 Helpful features like goals and credit reporting

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🔍 Difficult to find and access certain features
- 🕰️ Slow loading times and lags
- 💰 Inconsistent account balances and transaction tracking

**Reported bugs**

- Login issues and inability to access accounts
- Disappearing transactions and incorrect balances
- Compatibility problems with newer iOS versions

**Requested features**

- Improved transaction history and reporting
- Ability to lock/unlock cards directly in the app
- Real-time balance updates and notifications
- Smoother mobile check deposit process


### Citizens Bank MO

[App page](https://appshunter.io/ios/app/citizens-bank-mo/id1018966593)

Manage your finances conveniently with this mobile banking app. Access account activity, transfer funds, pay bills, and deposit checks securely from your device. It also offers debit card management and rewards redemption.

**Highlights:** View account activity and balances, Transfer funds between accounts, Pay bills securely, Manage debit cards, Deposit checks, Redeem debit card rewards

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FSCB Banking free?

FSCB Banking is free to download, with no in-app purchases.

### Is Citizens Bank MO free?

Citizens Bank MO is free to download, with no in-app purchases.

### Which has better reviews, FSCB Banking or Citizens Bank MO?

Citizens Bank MO is rated higher. FSCB Banking averages 4.5 out of 5 from 2.6K ratings, while Citizens Bank MO averages 4.8 from 358 ratings.

### Do FSCB Banking or Citizens Bank MO have ads?

Citizens Bank MO shows ads; FSCB Banking does not.

### Which is updated more often, FSCB Banking or Citizens Bank MO?

FSCB Banking ships an update every 3 months, and Citizens Bank MO every 4 months. Most recently, FSCB Banking was updated on November 10, 2026 and Citizens Bank MO on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*