# FSCB Banking vs First Community CU (MO)

The clearest difference is rating: First Community CU (MO) at 4.8 against FSCB Banking's 4.5. First Community CU (MO) also leads on ratings volume (26K vs 2.5K). FSCB Banking's advantage is review sentiment (68% vs 56%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Community CU (MO) holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: First Community CU (MO) has 26K ratings behind it against 2.5K, so its average is the more settled of the two. Written reviews complicate that: 68% of FSCB Banking's written reviews are positive against 56% of First Community CU (MO)'s, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 20, 2026.

## The numbers

| Metric | FSCB Banking | First Community CU (MO) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2.5K ratings)](https://appshunter.io/ios/app/fscb-banking/id458081834/reviews) | **[4.8 (26K ratings)](https://appshunter.io/ios/app/first-community-cu-mo/id670970004/reviews)** |
| Number of ratings | 2.5K | **26K** |
| Positive reviews | **68.1% of reviews** | 56.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 103 MB | 114 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [First State Community Bank](https://appshunter.io/developer/458081837) | [First Community Credit Union (MO)](https://appshunter.io/developer/670970007) |

## What reviewers say

### FSCB Banking

[App page](https://appshunter.io/ios/app/fscb-banking/id458081834)

Manage your finances on the go with this comprehensive banking app. Track account balances, deposit checks remotely, transfer funds, and pay bills. It also offers budgeting tools, savings goals, and card controls for enhanced financial management.

**Highlights:** Account management, Mobile check deposit, Money transfers, Bill payment, Budgeting tools, Savings goals, Debit card controls

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Quick and responsive
- 🔒 Secure banking
- 💡 Helpful features like goals and credit reporting

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🔍 Difficult to find and access certain features
- 🕰️ Slow loading times and lags
- 💰 Inconsistent account balances and transaction tracking

**Reported bugs**

- Login issues and inability to access accounts
- Disappearing transactions and incorrect balances
- Compatibility problems with newer iOS versions

**Requested features**

- Improved transaction history and reporting
- Ability to lock/unlock cards directly in the app
- Real-time balance updates and notifications
- Smoother mobile check deposit process


### First Community CU (MO)

[App page](https://appshunter.io/ios/app/first-community-cu-mo/id670970004)

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.

**Highlights:** View account balances and transaction history, Transfer funds between accounts, Deposit checks remotely, Schedule and pay bills, Find branch and ATM locations, View deposit and loan rates

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure banking
- 💡 Helpful features like notes for transfers

**What reviewers complain about**

- 🐛 Frequent app crashes and stability issues
- 🐛 Balance and transaction display problems
- 🐛 Unreliable mobile check deposit
- 🐛 Slow processing of transactions and transfers
- 🤔 Unnecessary changes to UI and features

**Reported bugs**

- Login issues with incorrect password errors
- Notification badges that don't clear
- Crashes when trying to access certain features

**Requested features**

- Dark mode option
- Ability to nickname accounts
- Instant transaction notifications
- Card controls (lock/unlock)
- Longer history of transactions and statements


## Frequently asked questions

### Is FSCB Banking free?

FSCB Banking is free to download, with no in-app purchases.

### Is First Community CU (MO) free?

First Community CU (MO) is free to download, with no in-app purchases.

### Which has better reviews, FSCB Banking or First Community CU (MO)?

First Community CU (MO) is rated higher. FSCB Banking averages 4.5 out of 5 from 2.5K ratings, while First Community CU (MO) averages 4.8 from 26K ratings.

### Do FSCB Banking or First Community CU (MO) have ads?

Neither FSCB Banking nor First Community CU (MO) shows ads.

### Which is updated more often, FSCB Banking or First Community CU (MO)?

FSCB Banking ships an update every 3 months, and First Community CU (MO) every 3 months. Most recently, FSCB Banking was updated on October 20, 2026 and First Community CU (MO) on October 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*