# Visual Budget vs Finances 2

The clearest difference is review sentiment: Visual Budget at 88% against Finances 2's 43%. Visual Budget also leads on rating (4.7 vs 4.1). Finances 2's advantage is iOS requirement (10.0 vs 26.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Visual Budget sells 1 one-off in-app purchase and Finances 2 sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Visual Budget holds the better App Store score, 4.7 against 4.1. Both are backed by a comparable volume of ratings — 164 and 125 respectively. Written reviews point the same way: 88% of Visual Budget's written reviews are positive against 43% of Finances 2's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Visual Budget | Finances 2 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (164 ratings)](https://appshunter.io/ios/app/visual-budget-finances/id458571562/reviews)** | [4.1 (125 ratings)](https://appshunter.io/ios/app/finances-2/id1160149477/reviews) |
| Number of ratings | **164** | 125 |
| Positive reviews | **87.6% of reviews** | 42.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Freemium | Free with in-app purchases |
| Size | 8 MB | 42 MB |
| Requires iOS | 26.0 | **10.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Pascal Meziat](https://appshunter.io/developer/390882815) | [Matthias Hochgatterer](https://appshunter.io/developer/307735401) |

## What reviewers say

### Visual Budget

[App page](https://appshunter.io/ios/app/visual-budget-finances/id458571562)

Manage personal and business finances with advanced analysis and consolidation. Track income and expenses across multiple accounts, set budgets, and visualize financial data with charts and graphs. Import transactions or input them manually for comprehensive financial oversight.

**Highlights:** Multi-account management, Customizable expense/income categories, Budget assignment and monitoring, Manual and automatic transaction import (CSV, OFX), Recurring transaction setup, Financial overview and visualization tools, Graphical breakdown of transactions

**Features:** Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Version | $7.99 | one-time |

**What reviewers like**

- 💻 Easy to use
- 📊 Helpful budgeting and forecasting features
- 🗓️ Customizable categories and recurring transactions
- 📄 Useful reporting and PDF export
- 🔍 Detailed transaction history and search

**What reviewers complain about**

- 🗓️ Limited future view (3 months)
- 🔁 Difficulty managing recurring transactions
- 🔄 Syncing issues between devices
- 🔢 Lack of multi-currency support
- 🤖 Unresponsive customer support

**Reported bugs**

- Transactions shifting dates unexpectedly
- Keyboard covering input fields
- Inconsistent app performance over time

**Requested features**

- Extend future view to 6-12 months
- Improve recurring transaction management
- Seamless cross-device syncing
- Add multi-currency support
- Enhance reporting and analytics


### Finances 2

[App page](https://appshunter.io/ios/app/finances-2/id1160149477)

Manage personal and business finances with a unique double-entry bookkeeping system that simplifies transactions without traditional credits and debits. Visualize your financial health with insightful charts and reports, and easily manage multiple currencies, including cryptocurrencies.

**Highlights:** Unique double-entry bookkeeping system, Income, expense, and net income statistics, Balance history line chart, Invoice scanning and attachment, Multi-currency support (including crypto), Cross-device iCloud sync, Financial statement generation

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iPad 14-day Trial | Free | one-time |
| iPhone 14-day Trial | Free | one-time |
| iPhone Full Version | $4.99 | one-time |
| iPad Full Version | $9.99 | one-time |


## Frequently asked questions

### Is Visual Budget free?

Visual Budget is free to download, with in-app purchases available.

### Is Finances 2 free?

Finances 2 is free to download, with in-app purchases available.

### Which has better reviews, Visual Budget or Finances 2?

Visual Budget is rated higher. Visual Budget averages 4.7 out of 5 from 164 ratings, while Finances 2 averages 4.1 from 125 ratings.

### Do Visual Budget or Finances 2 have ads?

Neither Visual Budget nor Finances 2 shows ads.

### Which is updated more often, Visual Budget or Finances 2?

Visual Budget ships an update every 2 months, and Finances 2 every 2 months. Most recently, Visual Budget was updated on October 26, 2026 and Finances 2 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*