# Visual Budget vs Finances 1 (Old Version)

The clearest difference is rating: Visual Budget at 4.7 against Finances 1 (Old Version)'s 4.0. Visual Budget also leads on ratings volume (164 vs 4). Finances 1 (Old Version)'s advantage is in-app purchases (none vs 1) and iOS requirement (9.0 vs 26.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Visual Budget sells 1 one-off in-app purchase. Finances 1 (Old Version) asks for nothing beyond the download.

Visual Budget holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Visual Budget has 164 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 88% of Visual Budget's written reviews are positive against 84% of Finances 1 (Old Version)'s.

Visual Budget ships an update every 2 months, Finances 1 (Old Version) monthly. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Visual Budget | Finances 1 (Old Version) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (164 ratings)](https://appshunter.io/ios/app/visual-budget-finances/id458571562/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/finances-1-old-version/id797005152/reviews) |
| Number of ratings | **164** | 4 |
| Positive reviews | **87.6% of reviews** | 84.4% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 8 MB | 8 MB |
| Requires iOS | 26.0 | **9.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Pascal Meziat](https://appshunter.io/developer/390882815) | [Matthias Hochgatterer](https://appshunter.io/developer/307735401) |

## What reviewers say

### Visual Budget

[App page](https://appshunter.io/ios/app/visual-budget-finances/id458571562)

Manage personal and business finances with advanced analysis and consolidation. Track income and expenses across multiple accounts, set budgets, and visualize financial data with charts and graphs. Import transactions or input them manually for comprehensive financial oversight.

**Highlights:** Multi-account management, Customizable expense/income categories, Budget assignment and monitoring, Manual and automatic transaction import (CSV, OFX), Recurring transaction setup, Financial overview and visualization tools, Graphical breakdown of transactions

**Features:** Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Version | $7.99 | one-time |

**What reviewers like**

- 💻 Easy to use
- 📊 Helpful budgeting and forecasting features
- 🗓️ Customizable categories and recurring transactions
- 📄 Useful reporting and PDF export
- 🔍 Detailed transaction history and search

**What reviewers complain about**

- 🗓️ Limited future view (3 months)
- 🔁 Difficulty managing recurring transactions
- 🔄 Syncing issues between devices
- 🔢 Lack of multi-currency support
- 🤖 Unresponsive customer support

**Reported bugs**

- Transactions shifting dates unexpectedly
- Keyboard covering input fields
- Inconsistent app performance over time

**Requested features**

- Extend future view to 6-12 months
- Improve recurring transaction management
- Seamless cross-device syncing
- Add multi-currency support
- Enhance reporting and analytics


### Finances 1 (Old Version)

[App page](https://appshunter.io/ios/app/finances-1-old-version/id797005152)

Track income and expenses with easy categorization and insightful charts. Offers Apple Watch integration for quick financial overviews. The free version has limitations, with a one-time purchase unlocking all features.

**Highlights:** Income and expense tracking, Transaction categorization, Weekly, monthly, yearly statistics, Apple Watch app, Data export (full version), Customizable categories, Passcode and fingerprint security

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 📊 Helpful charts and visualizations
- 🔍 Detailed expense tracking
- 🕰️ Recurring transactions
- 💻 Clean and intuitive interface

**What reviewers complain about**

- 🐛 Occasional syncing issues between devices
- 💰 Paid version may be too expensive for some users
- 🔢 Lack of advanced budgeting features (e.g., daily/weekly/monthly budgets)

**Reported bugs**

- Crashes and closes unexpectedly for some users
- Recurring transactions not always posting automatically

**Requested features**

- Add ability to track hours worked and calculate average hourly earnings
- Improve recurring transaction functionality to support more frequencies (e.g., fortnightly)
- Provide option to view expenses by specific store/merchant
- Enhance color customization for categories
- Add more cloud storage integration options (e.g., OneDrive, Google Drive)


## Frequently asked questions

### Is Visual Budget free?

Visual Budget is free to download, with in-app purchases available.

### Is Finances 1 (Old Version) free?

Finances 1 (Old Version) is free to download, with no in-app purchases.

### Which has better reviews, Visual Budget or Finances 1 (Old Version)?

Visual Budget is rated higher. Visual Budget averages 4.7 out of 5 from 164 ratings, while Finances 1 (Old Version) averages 4.0 from 4 ratings.

### Do Visual Budget or Finances 1 (Old Version) have ads?

Neither Visual Budget nor Finances 1 (Old Version) shows ads.

### Which is updated more often, Visual Budget or Finances 1 (Old Version)?

Visual Budget ships an update every 2 months, and Finances 1 (Old Version) monthly. Most recently, Visual Budget was updated on October 30, 2026 and Finances 1 (Old Version) on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*