# U.S. Bank Mobile Banking vs eCential

The clearest difference is ads: eCential at none against U.S. Bank Mobile Banking's shown. eCential also leads on monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.8). U.S. Bank Mobile Banking's advantage is ratings volume (2.2M vs 1) and chart position (#42 vs unranked). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eCential holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: U.S. Bank Mobile Banking has 2.2M ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | U.S. Bank Mobile Banking | eCential |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.2M ratings)](https://appshunter.io/ios/app/us-bank-mobile-banking/id458734623/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ecential/id6755554560/reviews)** |
| Number of ratings | **2.2M** | 1 |
| Positive reviews | 95.2% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | — |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#42** | — |
| Size | 304 MB | 28 MB |
| Requires iOS | **16.0** | 18.2 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [U.S. Bancorp](https://appshunter.io/developer/458734630) | [Fangming Du](https://appshunter.io/developer/1782193686) |

## What reviewers say

### U.S. Bank Mobile Banking

[App page](https://appshunter.io/ios/app/us-bank-mobile-banking/id458734623)

**Currently charting:** #42 Top Free · Finance (US App Store)

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

**Highlights:** Manage accounts and cards, Send and request money with Zelle®, Deposit checks with increased limits, Pay and manage bills, Track cash flow and credit score, Apply for new accounts and loans, Manage investments

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🚀 Easy to use app
- 💳 Great bank overall
- 🤝 Friendly and helpful customer service
- 🏦 Seamless transition from previous bank

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🤔 Confusing app updates and changes
- 💳 Issues with credit card rewards redemption
- 🔍 Difficulty finding account information
- 🕰️ Slow transaction processing and app response times

**Reported bugs**

- Mobile deposit issues leading to declined checks
- Inconsistent app performance and login problems
- Disappearing pending transactions
- Inability to redeem credit card rewards through the app

**Requested features**

- Improve mobile check deposit process
- Add option to view all scheduled bill payments
- Enhance Zelle integration and functionality
- Provide better visibility into account balances and pending transactions
- Improve app navigation and user interface


### eCential

[App page](https://appshunter.io/ios/app/ecential/id6755554560)

This app helps you manage your finances by offering insights into spending habits and suggesting ways to save. It also helps you discover local deals at grocery stores to maximize your savings.

**Highlights:** Spending habit analysis, Money management tools, Local grocery deal finder, Savings suggestions, Secure financial tracking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is U.S. Bank Mobile Banking free?

U.S. Bank Mobile Banking is free to download, with no in-app purchases.

### Is eCential free?

eCential is free to download, with no in-app purchases.

### Which has better reviews, U.S. Bank Mobile Banking or eCential?

eCential is rated higher. U.S. Bank Mobile Banking averages 4.8 out of 5 from 2.2M ratings, while eCential averages 5.0 from 1 ratings.

### Do U.S. Bank Mobile Banking or eCential have ads?

U.S. Bank Mobile Banking shows ads; eCential does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*