# PenFed Mobile vs NUESTRACOOP

The clearest difference is ads: PenFed Mobile at none against NUESTRACOOP's shown. PenFed Mobile also leads on update cadence (fortnightly vs every 5 months) and ratings volume (61K vs 17). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for PenFed Mobile against 4.7 for NUESTRACOOP. That said, the two scores are not equally well evidenced: PenFed Mobile has 61K ratings behind it against 17, so its average is the more settled of the two.

PenFed Mobile ships an update fortnightly, NUESTRACOOP every 5 months. The most recent releases landed on October 19, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | PenFed Mobile | NUESTRACOOP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (61K ratings)](https://appshunter.io/ios/app/penfed-mobile/id460008350/reviews)** | [4.7 (17 ratings)](https://appshunter.io/ios/app/nuestracoop/id1168780141/reviews) |
| Number of ratings | **61K** | 17 |
| Positive reviews | 35.9% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 5 months |
| Monetization | **Free** | Ad-supported |
| Size | 150 MB | 112 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Pentagon Federal Credit Union](https://appshunter.io/developer/407249051) | [COOPERATIVA DE AHORRO Y CREDITO COOPAEE](https://appshunter.io/developer/1168780140) |

## What reviewers say

### PenFed Mobile

[App page](https://appshunter.io/ios/app/penfed-mobile/id460008350)

Manage your finances on the go with this secure mobile banking application. Easily make deposits, pay bills, transfer funds, and view account statements. Enjoy a streamlined and personalized banking experience with real-time notifications.

**Highlights:** Mobile deposits and payments, Bill payment services, Account and statement management, Money transfers, Personalized notifications

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy banking
- 💫 Excellent credit union
- 🔒 Secure banking
- 👍 User-friendly app design

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- 🕰️ Slow transaction processing
- 🔑 Inconvenient login process
- ⚠️ Unreliable app functionality
- 🤔 Missing key features

**Reported bugs**

- Inability to view transactions
- Mobile deposit issues
- Login and authentication problems
- Inconsistent app performance

**Requested features**

- Dark mode option
- Transaction history details
- Debit/credit card management
- Improved mobile check deposit
- In-app bill pay and transfers


### NUESTRACOOP

[App page](https://appshunter.io/ios/app/nuestracoop/id1168780141)

Manage your finances on the go with this secure and fast mobile banking application. Check account balances, review transactions, transfer funds, and pay bills directly from your smartphone. Access is free, but data rates may apply.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Secure mobile access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PenFed Mobile free?

PenFed Mobile is free to download, with no in-app purchases.

### Is NUESTRACOOP free?

NUESTRACOOP is free to download, with no in-app purchases.

### Which has better reviews, PenFed Mobile or NUESTRACOOP?

PenFed Mobile is rated higher. PenFed Mobile averages 4.8 out of 5 from 61K ratings, while NUESTRACOOP averages 4.7 from 17 ratings.

### Do PenFed Mobile or NUESTRACOOP have ads?

NUESTRACOOP shows ads; PenFed Mobile does not.

### Which is updated more often, PenFed Mobile or NUESTRACOOP?

PenFed Mobile ships an update fortnightly, and NUESTRACOOP every 5 months. Most recently, PenFed Mobile was updated on October 19, 2026 and NUESTRACOOP on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*