# SC Mobile India vs TC Pay | Payment Solutions

The clearest difference is rating: SC Mobile India at 4.8 against TC Pay | Payment Solutions's 1.0. SC Mobile India also leads on ratings volume (1.2K vs 9). TC Pay | Payment Solutions's advantage is ads (none vs shown). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SC Mobile India holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: SC Mobile India has 1.2K ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 38% of SC Mobile India's written reviews are positive against 36% of TC Pay | Payment Solutions's.

SC Mobile India ships an update every 2 months, TC Pay | Payment Solutions monthly. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | SC Mobile India | TC Pay | Payment Solutions |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.2K ratings)](https://appshunter.io/ios/app/sc-mobile-india/id460909294/reviews)** | [1.0 (9 ratings)](https://appshunter.io/ios/app/tc-pay-payment-solutions/id1658545915/reviews) |
| Number of ratings | **1.2K** | 9 |
| Positive reviews | **38.2% of reviews** | 35.6% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 186 MB | 89 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Standard Chartered Bank](https://appshunter.io/developer/367337301) | [Thomas Cook India Ltd.](https://appshunter.io/developer/1033114372) |

## What reviewers say

### SC Mobile India

[App page](https://appshunter.io/ios/app/sc-mobile-india/id460909294)

Manage your finances on the go with this intuitive mobile banking app. View account balances, transfer funds, pay bills, and locate ATMs and branches. It offers a secure and efficient way to handle your banking needs with a user-friendly interface.

**Highlights:** View account balances, Transfer funds, Pay credit card bills, Schedule payments, Locate ATMs and branches, Secure financial management

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Smooth and efficient banking experience
- 💡 Innovative features
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Compatibility issues with newer iOS versions
- 🔑 Frustrating OTP login process
- 📍 Accessibility issues with UI elements

**Reported bugs**

- App crashes on login
- OTP not received for login
- Header not working on iPhone XR
- Amount and OTP fields difficult to type in

**Requested features**

- Ability to view more transaction history
- Option to share transactions
- Improved data picker functionality
- Support for Face ID and Touch ID


### TC Pay | Payment Solutions

[App page](https://appshunter.io/ios/app/tc-pay-payment-solutions/id1658545915)

Manage all your foreign exchange needs with this comprehensive forex app. Easily handle forex cards, order cash or new cards, send money abroad, and pay international education fees. Track orders and find branches with secure, reliable service.

**Highlights:** Manage forex card, Buy foreign currency, Send money abroad, Pay education fees, Track orders, Locate branches

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 👍 Clean UI and smooth performance
- 👍 Easy to use and well designed
- 👍 Superb UI & Functionality
- 👍 Simple UI, easy to use

**What reviewers complain about**

- 😞 App not transparent regarding policies
- 😞 Requires branch visit for money credit
- 😞 Cancellation charges applicable
- 😞 Clueless support
- 😞 Outdated app

**Reported bugs**

- Constant OTP errors while registering the card
- Support never responds
- Money deducted but claimed not received
- Fraud transaction not resolved for months
- Cannot upload money unless TC lets you

**Requested features**

- Provide Face ID or Touch ID for login
- Option to convert one currency to another


## Frequently asked questions

### Is SC Mobile India free?

SC Mobile India is free to download, with no in-app purchases.

### Is TC Pay | Payment Solutions free?

TC Pay | Payment Solutions is free to download, with no in-app purchases.

### Which has better reviews, SC Mobile India or TC Pay | Payment Solutions?

SC Mobile India is rated higher. SC Mobile India averages 4.8 out of 5 from 1.2K ratings, while TC Pay | Payment Solutions averages 1.0 from 9 ratings.

### Do SC Mobile India or TC Pay | Payment Solutions have ads?

SC Mobile India shows ads; TC Pay | Payment Solutions does not.

### Which is updated more often, SC Mobile India or TC Pay | Payment Solutions?

SC Mobile India ships an update every 2 months, and TC Pay | Payment Solutions monthly. Most recently, SC Mobile India was updated on November 1, 2026 and TC Pay | Payment Solutions on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*