# Seacoast Mobile Banking vs SCCU Plus

Seacoast Mobile Banking and SCCU Plus both sit at 4.5 stars, but that hides the real split: 78% of Seacoast Mobile Banking's written reviews are positive against 50% of SCCU Plus's. SCCU Plus's advantage is update cadence (monthly vs every 6 months) and iOS requirement (14.2 vs 16.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for Seacoast Mobile Banking against 4.7 for SCCU Plus. Both are backed by a comparable volume of ratings — 5.9K and 12K respectively. Written reviews are what separate them: 78% of Seacoast Mobile Banking's written reviews are positive against 50% of SCCU Plus's.

Seacoast Mobile Banking ships an update every 6 months, SCCU Plus monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Seacoast Mobile Banking | SCCU Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (5.9K ratings)](https://appshunter.io/ios/app/seacoast-mobile-banking/id464800379/reviews) | **[4.7 (12K ratings)](https://appshunter.io/ios/app/sccu-plus/id6504358736/reviews)** |
| Number of ratings | 5.9K | **12K** |
| Positive reviews | **77.9% of reviews** | 49.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Monthly** |
| Monetization | Free | Free |
| Size | 89 MB | 375 MB |
| Requires iOS | 16.0 | **14.2** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Seacoast National Bank](https://appshunter.io/developer/464800382) | [Space Coast Credit Union](https://appshunter.io/developer/577264633) |

## What reviewers say

### Seacoast Mobile Banking

[App page](https://appshunter.io/ios/app/seacoast-mobile-banking/id464800379)

Manage your finances on the go with this banking app. Check balances, transfer funds, pay bills, deposit checks, and secure your accounts with alerts and card locking. Business users have advanced treasury management features.

**Highlights:** Check account balances, Transfer funds, Pay bills, Mobile check deposit, Set up account alerts, Lock debit card, Send money with Zelle®

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Easy to navigate
- 🔒 Secure banking experience
- 💡 Convenient features like mobile deposits
- 🚀 Seamless banking with all options

**What reviewers complain about**

- 🐛 Occasional crashes or glitches
- 🐛 Mobile deposit issues
- 🐛 Slow account balance updates
- 🐛 Difficulty managing bill payments
- 🐛 Inconsistent app performance

**Reported bugs**

- Accounts disappearing from the app
- Inability to log in using Touch ID/Face ID
- Crashes when trying to make mobile deposits
- Verification issues with international phone numbers

**Requested features**

- Ability to manage recurring bill payments
- Improved mobile deposit experience
- Faster account balance updates
- Dark mode option
- Streamlined bill pay interface


### SCCU Plus

[App page](https://appshunter.io/ios/app/sccu-plus/id6504358736)

Manage your finances conveniently and securely from your mobile device. Access accounts 24/7, pay bills, transfer funds, deposit checks with a photo, and get instant support. Locate branches and ATMs easily.

**Highlights:** Deposit checks via photo, Live chat support, Customizable account alerts, Biometric login, View balances and transaction history, Easy bill payment, Seamless fund transfers, P2P payments, Branch and ATM locator

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Faster and more responsive
- 👍 Improved user interface and design
- 💡 Integration of credit score on home page
- 👍 Ability to customize main page

**What reviewers complain about**

- 🐛 Frequent login issues and authentication problems
- 🐛 Slow loading times and constant loading circles
- 🐛 Inability to access transaction history and account details
- 🐛 Incompatibility with Plaid and other third-party integrations
- 🐛 Lack of card control and management features

**Reported bugs**

- Forced to delete old app and unable to switch back
- Inconsistent login experience with multiple verification steps
- Accounts and transactions not displaying properly

**Requested features**

- Bring back the account balance widget
- Add ability to pay credit card balances directly
- Optimize app for tablet landscape mode
- Improve notification settings and alerts


## Frequently asked questions

### Is Seacoast Mobile Banking free?

Seacoast Mobile Banking is free to download, with no in-app purchases.

### Is SCCU Plus free?

SCCU Plus is free to download, with no in-app purchases.

### Which has better reviews, Seacoast Mobile Banking or SCCU Plus?

SCCU Plus is rated higher. Seacoast Mobile Banking averages 4.5 out of 5 from 5.9K ratings, while SCCU Plus averages 4.7 from 12K ratings.

### Do Seacoast Mobile Banking or SCCU Plus have ads?

Neither Seacoast Mobile Banking nor SCCU Plus shows ads.

### Which is updated more often, Seacoast Mobile Banking or SCCU Plus?

Seacoast Mobile Banking ships an update every 6 months, and SCCU Plus monthly. Most recently, Seacoast Mobile Banking was updated on October 24, 2026 and SCCU Plus on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*