# 1st Trust Mobile vs 360FCU

1st Trust Mobile and 360FCU both sit at 4.8 stars, but that hides the real split: 61% of 1st Trust Mobile's written reviews are positive against 14% of 360FCU's. 1st Trust Mobile also leads on ads (none vs shown) and update cadence (monthly vs every 5 months). 360FCU's advantage is ratings volume (1.4K vs 329). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for 1st Trust Mobile against 4.7 for 360FCU. Both are backed by a comparable volume of ratings — 329 and 1.4K respectively. Written reviews are what separate them: 61% of 1st Trust Mobile's written reviews are positive against 14% of 360FCU's.

1st Trust Mobile ships an update monthly, 360FCU every 5 months. Both last shipped on November 1, 2026.

## The numbers

| Metric | 1st Trust Mobile | 360FCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (329 ratings)](https://appshunter.io/ios/app/1st-trust-mobile/id464841031/reviews)** | [4.7 (1.4K ratings)](https://appshunter.io/ios/app/360fcu-web24-mobile-banking/id914945897/reviews) |
| Number of ratings | 329 | **1.4K** |
| Positive reviews | **61.1% of reviews** | 13.9% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Free | Free |
| Size | 148 MB | 100 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [1st Trust Bank, Inc.](https://appshunter.io/developer/464841035) | [360 Federal Credit Union](https://appshunter.io/developer/652937096) |

## What reviewers say

### 1st Trust Mobile

[App page](https://appshunter.io/ios/app/1st-trust-mobile/id464841031)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and deposit checks securely from your device. Access your transaction history and manage your money anytime, anywhere.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills, Make mobile deposits

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### 360FCU

[App page](https://appshunter.io/ios/app/360fcu-web24-mobile-banking/id914945897)

Manage your accounts securely from anywhere with this free mobile banking app. Access real-time balances, view transaction history, transfer funds, and pay bills on the go. Deposit checks using your phone's camera and find ATM/branch locations.

**Highlights:** Real-time account balances, Transaction history search and sort, Funds transfers, Send money with POPMoney, Mobile check deposit, eBill viewing and bill pay, Secure messaging

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🔒 Security
- 👍 Easy navigation
- 👍 Online banking

**What reviewers complain about**

- 🐛 Frequent crashes
- 🐛 Login issues
- 🐛 Unreliable app
- 🐛 Glitchy mobile deposit
- 🐛 Confusing transaction details

**Reported bugs**

- Constant network connectivity errors
- App not working on certain devices
- Repeated log-in issues

**Requested features**

- Add search function
- Improve transaction history display
- Enable mobile check deposit
- Provide more detailed transfer information


## Frequently asked questions

### Is 1st Trust Mobile free?

1st Trust Mobile is free to download, with no in-app purchases.

### Is 360FCU free?

360FCU is free to download, with no in-app purchases.

### Which has better reviews, 1st Trust Mobile or 360FCU?

1st Trust Mobile is rated higher. 1st Trust Mobile averages 4.8 out of 5 from 329 ratings, while 360FCU averages 4.7 from 1.4K ratings.

### Do 1st Trust Mobile or 360FCU have ads?

360FCU shows ads; 1st Trust Mobile does not.

### Which is updated more often, 1st Trust Mobile or 360FCU?

1st Trust Mobile ships an update monthly, and 360FCU every 5 months. Most recently, 1st Trust Mobile was updated on November 1, 2026 and 360FCU on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*