# BECU vs WSECU Mobile Banking

The clearest difference is rating: BECU at 4.8 against WSECU Mobile Banking's 4.1. BECU also leads on review sentiment (60% vs 20%) and ratings volume (70K vs 1K). WSECU Mobile Banking's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BECU holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: BECU has 70K ratings behind it against 1K, so its average is the more settled of the two. Written reviews point the same way: 60% of BECU's written reviews are positive against 20% of WSECU Mobile Banking's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 25, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | BECU | WSECU Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (70K ratings)](https://appshunter.io/ios/app/becu/id465186865/reviews)** | [4.1 (1K ratings)](https://appshunter.io/ios/app/wsecu-mobile-banking/id1444958910/reviews) |
| Number of ratings | **70K** | 1K |
| Positive reviews | **59.9% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 102 MB | 140 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BECU](https://appshunter.io/developer/465186868) | [Washington State Employees Credit Union](https://appshunter.io/developer/443242802) |

## What reviewers say

### BECU

[App page](https://appshunter.io/ios/app/becu/id465186865)

Manage all your financial accounts, both BECU and external, in one place. Track spending, review balances, and handle everyday banking tasks like transfers and mobile check deposits with a user-friendly interface.

**Highlights:** Consolidate BECU and non-BECU accounts, Budget based on spending history, Locate ATMs and credit unions, Transfer funds, Deposit checks, Pay bills

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Helpful budgeting and spending tracking features
- 🔒 Secure login process
- 👍 Intuitive and user-friendly interface

**What reviewers complain about**

- 🐛 Transactions not syncing properly
- 🐛 Buggy and unreliable app performance
- 🔍 Lacking important features available on website
- 🤔 Confusing or unintuitive app design
- 🔍 Limited functionality compared to expectations

**Reported bugs**

- Inconsistent transaction reporting between app and website
- Messaging/chat feature not functioning properly
- Mobile check deposit often fails to recognize correct amounts
- Frequent login issues and challenges with multi-factor authentication

**Requested features**

- Add ability to make loan payments and view statements within the app
- Improve transaction search and categorization tools
- Provide option to customize budget categories and time periods
- Integrate credit score checking functionality
- Allow linking of external bank accounts for a more holistic view


### WSECU Mobile Banking

[App page](https://appshunter.io/ios/app/wsecu-mobile-banking/id1444958910)

Manage your finances on the go with this banking app. Track spending, view balances, deposit checks, and pay bills securely. Access account settings, manage transfers, and locate branches or ATMs easily.

**Highlights:** Track spending and view balances, Mobile check deposit, Schedule and make transfers, Secure biometric sign-in, Temporarily lock/unlock cards, Create account alerts, Find branches and ATMs

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and responsive
- 📊 Comprehensive account information
- 💳 Excellent transaction alerts
- 🔒 Secure authentication options
- 👍 Easy to manage finances

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔑 Login issues and frequent sign-outs
- 📤 Mobile deposit problems
- 🔍 Limited functionality compared to website
- 🕰️ Slow load times and performance

**Reported bugs**

- App freezes or crashes on launch
- Face ID/Touch ID not working consistently
- Mobile deposit not recognizing checks
- Accounts not syncing properly
- Frequent sign-outs and login issues

**Requested features**

- Dark mode option
- Improved mobile deposit experience
- Notifications for transactions and alerts
- Ability to set up recurring payments
- Support for multiple languages


## Frequently asked questions

### Is BECU free?

BECU is free to download, with no in-app purchases.

### Is WSECU Mobile Banking free?

WSECU Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, BECU or WSECU Mobile Banking?

BECU is rated higher. BECU averages 4.8 out of 5 from 70K ratings, while WSECU Mobile Banking averages 4.1 from 1K ratings.

### Do BECU or WSECU Mobile Banking have ads?

BECU shows ads; WSECU Mobile Banking does not.

### Which is updated more often, BECU or WSECU Mobile Banking?

BECU ships an update every 2 months, and WSECU Mobile Banking every 2 months. Most recently, BECU was updated on September 25, 2026 and WSECU Mobile Banking on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*