# BECU vs Tepco Mobile

The clearest difference is ads: Tepco Mobile at none against BECU's shown. Tepco Mobile also leads on monetization model (free vs ad-supported). BECU's advantage is ratings volume (71K vs 3) and update cadence (every 2 months vs every 9 months). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tepco Mobile holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: BECU has 71K ratings behind it against 3, so its average is the more settled of the two.

BECU ships an update every 2 months, Tepco Mobile every 9 months. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | BECU | Tepco Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (71K ratings)](https://appshunter.io/ios/app/becu/id465186865/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/tepco-mobile/id1485332086/reviews)** |
| Number of ratings | **71K** | 3 |
| Positive reviews | 59.6% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 months** | Every 9 months |
| Monetization | Ad-supported | **Free** |
| Size | 102 MB | 22 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BECU](https://appshunter.io/developer/465186868) | [Tepco Premium Finance](https://appshunter.io/developer/1485332085) |

## What reviewers say

### BECU

[App page](https://appshunter.io/ios/app/becu/id465186865)

Manage all your financial accounts, both BECU and external, in one place. Track spending, review balances, and handle everyday banking tasks like transfers and mobile check deposits with a user-friendly interface.

**Highlights:** Consolidate BECU and non-BECU accounts, Budget based on spending history, Locate ATMs and credit unions, Transfer funds, Deposit checks, Pay bills

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Helpful budgeting and spending tracking features
- 🔒 Secure login process
- 👍 Intuitive and user-friendly interface

**What reviewers complain about**

- 🐛 Transactions not syncing properly
- 🐛 Buggy and unreliable app performance
- 🔍 Lacking important features available on website
- 🤔 Confusing or unintuitive app design
- 🔍 Limited functionality compared to expectations

**Reported bugs**

- Inconsistent transaction reporting between app and website
- Messaging/chat feature not functioning properly
- Mobile check deposit often fails to recognize correct amounts
- Frequent login issues and challenges with multi-factor authentication

**Requested features**

- Add ability to make loan payments and view statements within the app
- Improve transaction search and categorization tools
- Provide option to customize budget categories and time periods
- Integrate credit score checking functionality
- Allow linking of external bank accounts for a more holistic view


### Tepco Mobile

[App page](https://appshunter.io/ios/app/tepco-mobile/id1485332086)

Manage your insurance loans with ease. Review account details, make payments directly, and set personalized reminders for due dates. Optimize your cash flow while securing necessary insurance products.

**Highlights:** View account details, Make direct payments, Set payment reminders, Manage insurance loans, Optimize cash flow

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BECU free?

BECU is free to download, with no in-app purchases.

### Is Tepco Mobile free?

Tepco Mobile is free to download, with no in-app purchases.

### Which has better reviews, BECU or Tepco Mobile?

Tepco Mobile is rated higher. BECU averages 4.8 out of 5 from 71K ratings, while Tepco Mobile averages 5.0 from 3 ratings.

### Do BECU or Tepco Mobile have ads?

BECU shows ads; Tepco Mobile does not.

### Which is updated more often, BECU or Tepco Mobile?

BECU ships an update every 2 months, and Tepco Mobile every 9 months. Most recently, BECU was updated on October 24, 2026 and Tepco Mobile on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*