# BECU vs First Hill Trust

The clearest difference is review sentiment: BECU at 60% against First Hill Trust's 0%. BECU also leads on rating (4.8 vs 2.3) and ratings volume (71K vs 6). First Hill Trust's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BECU holds the better App Store score, 4.8 against 2.3. That said, the two scores are not equally well evidenced: BECU has 71K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 60% of BECU's written reviews are positive against 0% of First Hill Trust's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 21, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | BECU | First Hill Trust |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (71K ratings)](https://appshunter.io/ios/app/becu/id465186865/reviews)** | [2.3 (6 ratings)](https://appshunter.io/ios/app/first-hill-trust/id6462491156/reviews) |
| Number of ratings | **71K** | 6 |
| Positive reviews | **60.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 102 MB | 34 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [BECU](https://appshunter.io/developer/465186868) | [Schwab Retirement Technologies Inc.](https://appshunter.io/developer/1558174243) |

## What reviewers say

### BECU

[App page](https://appshunter.io/ios/app/becu/id465186865)

Manage all your financial accounts, both BECU and external, in one place. Track spending, review balances, and handle everyday banking tasks like transfers and mobile check deposits with a user-friendly interface.

**Highlights:** Consolidate BECU and non-BECU accounts, Budget based on spending history, Locate ATMs and credit unions, Transfer funds, Deposit checks, Pay bills

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Helpful budgeting and spending tracking features
- 🔒 Secure login process
- 👍 Intuitive and user-friendly interface

**What reviewers complain about**

- 🐛 Transactions not syncing properly
- 🐛 Buggy and unreliable app performance
- 🔍 Lacking important features available on website
- 🤔 Confusing or unintuitive app design
- 🔍 Limited functionality compared to expectations

**Reported bugs**

- Inconsistent transaction reporting between app and website
- Messaging/chat feature not functioning properly
- Mobile check deposit often fails to recognize correct amounts
- Frequent login issues and challenges with multi-factor authentication

**Requested features**

- Add ability to make loan payments and view statements within the app
- Improve transaction search and categorization tools
- Provide option to customize budget categories and time periods
- Integrate credit score checking functionality
- Allow linking of external bank accounts for a more holistic view


### First Hill Trust

[App page](https://appshunter.io/ios/app/first-hill-trust/id6462491156)

Manage your retirement savings and investments with this app. Forecast your future income, monitor your account balance and performance, and adjust your contributions. Securely upload documents and access financial learning resources.

**Highlights:** Retirement income forecast, Balance and investment monitoring, Contribution adjustments, Investment selection and rebalancing, Secure document upload, Financial learning center, Beneficiary management, Biometric login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BECU free?

BECU is free to download, with no in-app purchases.

### Is First Hill Trust free?

First Hill Trust is free to download, with no in-app purchases.

### Which has better reviews, BECU or First Hill Trust?

BECU is rated higher. BECU averages 4.8 out of 5 from 71K ratings, while First Hill Trust averages 2.3 from 6 ratings.

### Do BECU or First Hill Trust have ads?

BECU shows ads; First Hill Trust does not.

### Which is updated more often, BECU or First Hill Trust?

BECU ships an update every 2 months, and First Hill Trust every 2 months. Most recently, BECU was updated on October 21, 2026 and First Hill Trust on October 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*