# BECU vs Gesa Digital Banking

The clearest difference is ads: Gesa Digital Banking at none against BECU's shown. Gesa Digital Banking also leads on monetization model (free vs ad-supported). BECU's advantage is review sentiment (60% vs 30%) and update cadence (every 2 months vs every 14 months). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for BECU against 4.7 for Gesa Digital Banking. Both are backed by a comparable volume of ratings — 70K and 28K respectively. Written reviews are what separate them: 60% of BECU's written reviews are positive against 30% of Gesa Digital Banking's.

BECU ships an update every 2 months, Gesa Digital Banking every 14 months. Both last shipped on October 19, 2026.

## The numbers

| Metric | BECU | Gesa Digital Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (70K ratings)](https://appshunter.io/ios/app/becu/id465186865/reviews)** | [4.7 (28K ratings)](https://appshunter.io/ios/app/gesa-digital-banking/id690716194/reviews) |
| Number of ratings | **70K** | 28K |
| Positive reviews | **60.0% of reviews** | 29.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 months** | Every 14 months |
| Monetization | Ad-supported | **Free** |
| Size | 102 MB | 81 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BECU](https://appshunter.io/developer/465186868) | [Gesa Credit Union](https://appshunter.io/developer/470410885) |

## What reviewers say

### BECU

[App page](https://appshunter.io/ios/app/becu/id465186865)

Manage all your financial accounts, both BECU and external, in one place. Track spending, review balances, and handle everyday banking tasks like transfers and mobile check deposits with a user-friendly interface.

**Highlights:** Consolidate BECU and non-BECU accounts, Budget based on spending history, Locate ATMs and credit unions, Transfer funds, Deposit checks, Pay bills

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Helpful budgeting and spending tracking features
- 🔒 Secure login process
- 👍 Intuitive and user-friendly interface

**What reviewers complain about**

- 🐛 Transactions not syncing properly
- 🐛 Buggy and unreliable app performance
- 🔍 Lacking important features available on website
- 🤔 Confusing or unintuitive app design
- 🔍 Limited functionality compared to expectations

**Reported bugs**

- Inconsistent transaction reporting between app and website
- Messaging/chat feature not functioning properly
- Mobile check deposit often fails to recognize correct amounts
- Frequent login issues and challenges with multi-factor authentication

**Requested features**

- Add ability to make loan payments and view statements within the app
- Improve transaction search and categorization tools
- Provide option to customize budget categories and time periods
- Integrate credit score checking functionality
- Allow linking of external bank accounts for a more holistic view


### Gesa Digital Banking

[App page](https://appshunter.io/ios/app/gesa-digital-banking/id690716194)

Manage your finances conveniently from your mobile device. Transfer funds, deposit checks, pay bills, and apply for financial products like loans and credit cards. Enjoy secure access with biometric options on supported devices.

**Highlights:** Money transfers, Check deposits, Bill payments, Loan applications, Credit card applications, New account opening, Biometric access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Straightforward and easy to use
- 🔒 Secure banking experience
- 👍 Reliable for basic banking needs
- 🚀 Convenient mobile check deposit
- 👍 Friendly and helpful customer service

**What reviewers complain about**

- 🐛 Buggy and glitchy app experience
- 🕰️ Slow and laggy performance
- 🔒 Frequent 2-step verification required
- 👎 Difficult to navigate and find features
- 🔨 Poor integration with credit card and in-branch services

**Reported bugs**

- Remote check deposit issues and timeouts
- Inconsistent login and logout behavior
- Incorrect account and address information
- Delayed posting of pending transactions

**Requested features**

- Increase transfer limit from savings to checking
- Improve navigation and organization of the app
- Add biometric login options (fingerprint, face ID)
- Streamline credit card payment process
- Redesign the app to be more visually appealing


## Frequently asked questions

### Is BECU free?

BECU is free to download, with no in-app purchases.

### Is Gesa Digital Banking free?

Gesa Digital Banking is free to download, with no in-app purchases.

### Which has better reviews, BECU or Gesa Digital Banking?

BECU is rated higher. BECU averages 4.8 out of 5 from 70K ratings, while Gesa Digital Banking averages 4.7 from 28K ratings.

### Do BECU or Gesa Digital Banking have ads?

BECU shows ads; Gesa Digital Banking does not.

### Which is updated more often, BECU or Gesa Digital Banking?

BECU ships an update every 2 months, and Gesa Digital Banking every 14 months. Most recently, BECU was updated on October 19, 2026 and Gesa Digital Banking on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*