# My Medibank vs 98 Training

The clearest difference is review sentiment: 98 Training at 87% against My Medibank's 42%. 98 Training also leads on rating (5.0 vs 4.7). My Medibank's advantage is in-app purchases (none vs 3) and ratings volume (416 vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. 98 Training sells 3 in-app purchases, starting at $24.49 per month. My Medibank asks for nothing beyond the download.

98 Training holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: My Medibank has 416 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 42% of My Medibank's written reviews are positive against 87% of 98 Training's.

My Medibank ships an update weekly, 98 Training monthly. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | My Medibank | 98 Training |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (416 ratings)](https://appshunter.io/ios/app/my-medibank/id465576269/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/98-training/id6450190457/reviews)** |
| Number of ratings | **416** | 1 |
| Positive reviews | 42.2% of reviews | **86.7% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 200 MB | 76 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Medibank Private Limited](https://appshunter.io/developer/444675138) | [98 Training Pty Limited](https://appshunter.io/developer/1509400865) |

## What reviewers say

### My Medibank

[App page](https://appshunter.io/ios/app/my-medibank/id465576269)

Manage your health insurance easily. Check cover details, track limits, find providers, and make claims. Connect with Apple Health to earn rewards for healthy habits.

**Highlights:** Check cover details, Track extras limits, Find providers, Make and track claims, Connect Apple Health, Earn Live Better points, Find Medibank stores

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and convenient claims process
- 💡 Helpful features like Live Better rewards
- 👍 Straightforward app navigation

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Security issues with facial recognition and login
- 💸 Expensive premiums with low benefits
- 🤖 Lack of human customer support

**Reported bugs**

- Live Better section not loading on iOS 26
- Inability to upload receipts or claim details
- Constant log-outs and need to re-enter login
- Incompatibility with older iOS versions

**Requested features**

- Landscape mode support for iPad
- Ability to customize extras coverage
- Seamless integration with Apple Health
- Easier payment method updates


### 98 Training

[App page](https://appshunter.io/ios/app/98-training/id6450190457)

This app offers a comprehensive fitness experience with diverse training programs, a vast movement library, and expert coaching. Access science-based knowledge, connect with a supportive global community, and achieve your health and wellness goals.

**Highlights:** Five unique training programs, Extensive movement library, Expert coaching and insights, Knowledge base with articles, Global supportive community, Nutrition and mindset guidance

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $24.49 | per month |
| 3 Months | $54.99 | per 3 months |
| 12 Months | $144.99 | per year |


## Frequently asked questions

### Is My Medibank free?

My Medibank is free to download, with no in-app purchases.

### Is 98 Training free?

98 Training is free to download, with in-app purchases available.

### Which has better reviews, My Medibank or 98 Training?

98 Training is rated higher. My Medibank averages 4.7 out of 5 from 416 ratings, while 98 Training averages 5.0 from 1 ratings.

### Do My Medibank or 98 Training have ads?

Neither My Medibank nor 98 Training shows ads.

### Which is updated more often, My Medibank or 98 Training?

My Medibank ships an update weekly, and 98 Training monthly. Most recently, My Medibank was updated on October 29, 2026 and 98 Training on October 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*