# Totalkredit vs AP Pension

The clearest difference is iOS requirement: Totalkredit at 16.4 against AP Pension's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Totalkredit ships an update monthly, AP Pension every 3 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Totalkredit | AP Pension |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 53 MB | 22 MB |
| Requires iOS | **16.4** | 18.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Totalkredit](https://appshunter.io/developer/465891811) | [AP Pension A/S](https://appshunter.io/developer/1183799346) |

## What reviewers say

### Totalkredit

[App page](https://appshunter.io/ios/app/totalkredit/id465891808)

Easily get an overview of your mortgage options, calculate costs for buying a home or refinancing, and browse properties for sale. Find financing suggestions and learn about different loan types and customer benefits.

**Highlights:** Mortgage option overview, Cost calculation for loans, Property search, Financing suggestions, Information on loan types, Customer benefits overview

**Features:** Vision Pro support

**In-app purchases:** none


### AP Pension

[App page](https://appshunter.io/ios/app/ap-pension/id6754246721)

**In-app purchases:** none


## Frequently asked questions

### Is Totalkredit free?

Totalkredit is free to download, with no in-app purchases.

### Is AP Pension free?

AP Pension is free to download, with no in-app purchases.

### Do Totalkredit or AP Pension have ads?

Neither Totalkredit nor AP Pension shows ads.

### Which is updated more often, Totalkredit or AP Pension?

Totalkredit ships an update monthly, and AP Pension every 3 weeks. Most recently, Totalkredit was updated on November 1, 2026 and AP Pension on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*