# Totalkredit vs Tip Protector

The clearest difference is review sentiment: Tip Protector at 100% against Totalkredit's 0%. Tip Protector also leads on update cadence (every 8 days vs every 5 weeks). Totalkredit's advantage is in-app purchases (none vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Tip Protector sells 2 in-app purchases, starting at $1.99 per month. Totalkredit asks for nothing beyond the download.

Totalkredit ships an update every 5 weeks, Tip Protector every 8 days. The most recent releases landed on September 17, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Totalkredit | Tip Protector |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/tip-protector/id6761847965/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 8 days** |
| Monetization | **Free** | Freemium |
| Size | 33 MB | 129 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Nykredit](https://appshunter.io/developer/465891811) | [ELLIE OLITSKY](https://appshunter.io/developer/1891753376) |

## What reviewers say

### Totalkredit

[App page](https://appshunter.io/ios/app/totalkredit/id465891808)

Easily get an overview of your mortgage options, calculate costs for buying a home or refinancing, and browse properties for sale. Find financing suggestions and learn about different loan types and customer benefits.

**Highlights:** Mortgage option overview, Cost calculation for loans, Property search, Financing suggestions, Information on loan types, Customer benefits overview

**In-app purchases:** none


### Tip Protector

[App page](https://appshunter.io/ios/app/tip-protector/id6761847965)

This app helps you calculate tips accurately and detect potential tip fraud. It allows you to scan receipts, split bills, and track your tipping history to ensure your transactions are correct.

**Highlights:** Accurate tip calculation, Tip fraud detection, Receipt scanning with OCR, Bill splitting, Tipping history tracking, Multi-language support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus (Monthly) | $1.99 | per month |
| Plus (Yearly) | $15.99 | per year |


## Frequently asked questions

### Is Totalkredit free?

Totalkredit is free to download, with no in-app purchases.

### Is Tip Protector free?

Tip Protector is free to download, with in-app purchases available.

### Do Totalkredit or Tip Protector have ads?

Neither Totalkredit nor Tip Protector shows ads.

### Which is updated more often, Totalkredit or Tip Protector?

Totalkredit ships an update every 5 weeks, and Tip Protector every 8 days. Most recently, Totalkredit was updated on September 17, 2026 and Tip Protector on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*