# Totalkredit vs Mit PFA

The clearest difference is monetization model: Totalkredit at free against Mit PFA's ad-supported. Totalkredit also leads on iOS requirement (16.4 vs 18.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Totalkredit ships an update every 5 weeks, Mit PFA every 6 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Totalkredit | Mit PFA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.3 (21 ratings)](https://appshunter.io/ios/app/mit-pfa/id910877368/reviews)** |
| Number of ratings | — | **21** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 53 MB | 21 MB |
| Requires iOS | **16.4** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Totalkredit](https://appshunter.io/developer/465891811) | [PFA](https://appshunter.io/developer/391341944) |

## What reviewers say

### Totalkredit

[App page](https://appshunter.io/ios/app/totalkredit/id465891808)

Easily get an overview of your mortgage options, calculate costs for buying a home or refinancing, and browse properties for sale. Find financing suggestions and learn about different loan types and customer benefits.

**Highlights:** Mortgage option overview, Cost calculation for loans, Property search, Financing suggestions, Information on loan types, Customer benefits overview

**Features:** Vision Pro support

**In-app purchases:** none


### Mit PFA

[App page](https://appshunter.io/ios/app/mit-pfa/id910877368)

Easily manage and adjust your savings plan with a clear overview. This finance app helps you stay on top of your financial goals.

**Highlights:** Savings plan overview, Easy adjustment of savings, Financial goal tracking, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Totalkredit free?

Totalkredit is free to download, with no in-app purchases.

### Is Mit PFA free?

Mit PFA is free to download, with no in-app purchases.

### Do Totalkredit or Mit PFA have ads?

Neither Totalkredit nor Mit PFA shows ads.

### Which is updated more often, Totalkredit or Mit PFA?

Totalkredit ships an update every 5 weeks, and Mit PFA every 6 weeks. Most recently, Totalkredit was updated on October 23, 2026 and Mit PFA on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*