# MoneyControl Spending Tracker vs Finances 2

The clearest difference is review sentiment: MoneyControl Spending Tracker at 85% against Finances 2's 43%. MoneyControl Spending Tracker also leads on rating (4.5 vs 4.1) and update cadence (every 6 days vs every 2 months). Finances 2's advantage is iOS requirement (10.0 vs 16.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. MoneyControl Spending Tracker sells 11 in-app purchases, starting at $3.99 per month and Finances 2 sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

MoneyControl Spending Tracker holds the better App Store score, 4.5 against 4.1. Both are backed by a comparable volume of ratings — 114 and 125 respectively. Written reviews point the same way: 85% of MoneyControl Spending Tracker's written reviews are positive against 43% of Finances 2's.

MoneyControl Spending Tracker ships an update every 6 days, Finances 2 every 2 months. The most recent releases landed on October 17, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | MoneyControl Spending Tracker | Finances 2 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (114 ratings)](https://appshunter.io/ios/app/moneycontrol-spending-tracker/id465909912/reviews)** | [4.1 (125 ratings)](https://appshunter.io/ios/app/finances-2/id1160149477/reviews) |
| Number of ratings | 114 | **125** |
| Positive reviews | **85.0% of reviews** | 42.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 57 MB | 42 MB |
| Requires iOS | 16.4 | **10.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Priotecs IT GmbH](https://appshunter.io/developer/465909915) | [Matthias Hochgatterer](https://appshunter.io/developer/307735401) |

## What reviewers say

### MoneyControl Spending Tracker

[App page](https://appshunter.io/ios/app/moneycontrol-spending-tracker/id465909912)

Easily track income and expenses, manage household budgets, and gain clear financial control. This app offers quick entry, recurring transaction management, and visual insights into your spending habits.

**Highlights:** Easy income and expense tracking, Household budget planning, Set personal budgets, Manage recurring transactions, Visual charts for finances, CSV export, Receipt photo attachment

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Optional: WebApp 1 month | $3.99 | per month |
| Optional: WebApp 3 months | $11.99 | per 3 months |
| Optional: WebApp 12 months | $27.49 | per year |
| Optional: WebApp 12 months | $27.49 | per year |
| Report Extension - Create, print and share PDF Reports | $1.99 | one-time |
| Receipt Extension: Take photos of paper receipts and add them to entries | $1.99 | one-time |
| Extension: Shortcuts Widget | $1.99 | one-time |
| Premium Update - Create and manage an unlimited number of entries | $8.99 | one-time |
| All In One Bundle | $12.99 | one-time |
| Optional: WebApp 3 months | $12.99 | one-time |
| Optional: WebApp 12 months | $29.99 | one-time |

**What reviewers like**

- 🚀 Easy to manage finances
- 👍 Intuitive and user-friendly interface
- 💡 Helpful budgeting and reporting features
- 🚀 Convenient syncing across devices
- 👍 Simple and straightforward to use

**What reviewers complain about**

- 🐛 Recurring expenses not working as expected
- 🐛 Sync issues between devices
- 🔒 Lack of customer support responsiveness
- 🔒 Difficulty restoring purchases
- 💡 Limited budget options (only monthly)

**Reported bugs**

- Entries disappearing without warning
- Incorrect balance calculations
- Unresponsive app and widget issues
- Syncing problems between mobile and desktop versions

**Requested features**

- Add weekly, fortnightly, and quarterly budget options
- Improve reporting and analytics capabilities
- Implement better sync functionality across devices
- Provide more customization options for categories and accounts


### Finances 2

[App page](https://appshunter.io/ios/app/finances-2/id1160149477)

Manage personal and business finances with a unique double-entry bookkeeping system that simplifies transactions without traditional credits and debits. Visualize your financial health with insightful charts and reports, and easily manage multiple currencies, including cryptocurrencies.

**Highlights:** Unique double-entry bookkeeping system, Income, expense, and net income statistics, Balance history line chart, Invoice scanning and attachment, Multi-currency support (including crypto), Cross-device iCloud sync, Financial statement generation

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iPad 14-day Trial | Free | one-time |
| iPhone 14-day Trial | Free | one-time |
| iPhone Full Version | $4.99 | one-time |
| iPad Full Version | $9.99 | one-time |


## Frequently asked questions

### Is MoneyControl Spending Tracker free?

MoneyControl Spending Tracker is free to download, with in-app purchases available.

### Is Finances 2 free?

Finances 2 is free to download, with in-app purchases available.

### Which has better reviews, MoneyControl Spending Tracker or Finances 2?

MoneyControl Spending Tracker is rated higher. MoneyControl Spending Tracker averages 4.5 out of 5 from 114 ratings, while Finances 2 averages 4.1 from 125 ratings.

### Do MoneyControl Spending Tracker or Finances 2 have ads?

Neither MoneyControl Spending Tracker nor Finances 2 shows ads.

### Which is updated more often, MoneyControl Spending Tracker or Finances 2?

MoneyControl Spending Tracker ships an update every 6 days, and Finances 2 every 2 months. Most recently, MoneyControl Spending Tracker was updated on October 17, 2026 and Finances 2 on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*