# Alerus Retirement vs Affinity Plus Mobile Banking

The clearest difference is rating: Affinity Plus Mobile Banking at 4.8 against Alerus Retirement's 4.5. Affinity Plus Mobile Banking also leads on ratings volume (65K vs 997) and review sentiment (67% vs 47%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Affinity Plus Mobile Banking holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Affinity Plus Mobile Banking has 65K ratings behind it against 997, so its average is the more settled of the two. Written reviews point the same way: 47% of Alerus Retirement's written reviews are positive against 67% of Affinity Plus Mobile Banking's.

Alerus Retirement ships an update every 3 months, Affinity Plus Mobile Banking every 2 months. The most recent releases landed on October 17, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Alerus Retirement | Affinity Plus Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (997 ratings)](https://appshunter.io/ios/app/alerus-retirement/id466539270/reviews) | **[4.8 (65K ratings)](https://appshunter.io/ios/app/affinity-plus-mobile-banking/id1298145292/reviews)** |
| Number of ratings | 997 | **65K** |
| Positive reviews | 47.2% of reviews | **67.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 41 MB | 33 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Alerus Financial Corporation](https://appshunter.io/developer/681153436) | [Affinity Plus Federal Credit Union](https://appshunter.io/developer/645969418) |

## What reviewers say

### Alerus Retirement

[App page](https://appshunter.io/ios/app/alerus-retirement/id466539270)

Access your employer-sponsored retirement plan account on the go. View balances, track investments, monitor contributions, and manage your account securely. Perform transfers and make allocation changes with ease.

**Highlights:** Check account balances, View investment performance, Monitor contributions, Review account activity, Perform transfers, Make allocation changes, Download account statements

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Easy to use
- 💡 Helpful features
- 🚀 Organized
- 👍 Great app

**What reviewers complain about**

- 🐛 Login process cumbersome
- 🐛 Linking external accounts is poor
- 🐛 Difficult to navigate
- 🐛 Can't find info
- 🐛 Difficult to log in

**Reported bugs**

- Password / authentication could be improved
- Linking external accounts is poor, like Norton Monitoring and Charles Schwab
- Not sure why you have an option for facial recognition if you're going to make me type in my password anyway
- Can't find info. Don't waste your time downloading as all you get is a balance and no actual activity
- App can't remember correct username

**Requested features**

- Add face id authentication for iPhone
- Want to be able to navigate a finance app easily for once
- Great APP, but would like Face ID
- Summary of all accounts
- Facial recognition


### Affinity Plus Mobile Banking

[App page](https://appshunter.io/ios/app/affinity-plus-mobile-banking/id1298145292)

Manage your finances with comprehensive tools for budgeting, spending analysis, and savings goals. Securely handle payments, activate cards, and monitor your credit score. Supports business accounts with advanced reporting and user access controls.

**Highlights:** Budget tracking, Net worth calculation, Digital wallet integration, Card activation and replacement, Spending analysis, Savings goals, Credit score monitoring, Check deposit

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and user-friendly
- 🚀 Efficient mobile banking experience
- 🔒 Secure login options (e.g., Face ID, Touch ID)
- 💡 Helpful account management features
- 🚀 Quick check deposit process

**What reviewers complain about**

- 🐛 Frequent app crashes and glitches
- 🤔 Confusing new interface design
- 🤦‍♀️ Removed or hidden key functionality (e.g., scheduled principal payments)
- 🔍 Difficult to navigate and find information
- 🕰️ Slow app performance and loading times

**Reported bugs**

- App frequently crashes when trying to deposit checks
- Login issues and inability to reset password
- Pending transactions not showing correctly
- Inconsistent app behavior across devices
- Inability to access certain account features

**Requested features**

- Add dark mode option
- Improve mobile check deposit reliability
- Allow easier toggling between multiple accounts
- Streamline login and authentication process
- Provide more customization options


## Frequently asked questions

### Is Alerus Retirement free?

Alerus Retirement is free to download, with no in-app purchases.

### Is Affinity Plus Mobile Banking free?

Affinity Plus Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Alerus Retirement or Affinity Plus Mobile Banking?

Affinity Plus Mobile Banking is rated higher. Alerus Retirement averages 4.5 out of 5 from 997 ratings, while Affinity Plus Mobile Banking averages 4.8 from 65K ratings.

### Do Alerus Retirement or Affinity Plus Mobile Banking have ads?

Neither Alerus Retirement nor Affinity Plus Mobile Banking shows ads.

### Which is updated more often, Alerus Retirement or Affinity Plus Mobile Banking?

Alerus Retirement ships an update every 3 months, and Affinity Plus Mobile Banking every 2 months. Most recently, Alerus Retirement was updated on October 17, 2026 and Affinity Plus Mobile Banking on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*