# AIB Mobile vs bunq

The clearest difference is ads: bunq at none against AIB Mobile's shown. bunq also leads on review sentiment (42% vs 15%). AIB Mobile's advantage is monetization model (free vs freemium). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for AIB Mobile against 4.4 for bunq. Both are backed by a comparable volume of ratings — 1.5K and 1.4K respectively. Written reviews are what separate them: 15% of AIB Mobile's written reviews are positive against 42% of bunq's.

AIB Mobile ships an update every 2 weeks, bunq weekly. The most recent releases landed on October 16, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | AIB Mobile | bunq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (1.5K ratings)](https://appshunter.io/ios/app/aib-mobile/id468042881/reviews)** | [4.4 (1.4K ratings)](https://appshunter.io/ios/app/bunq/id1021178150/reviews) |
| Number of ratings | **1.5K** | 1.4K |
| Positive reviews | 15.0% of reviews | **42.4% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | **Free** | Freemium |
| Size | 153 MB | 468 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Allied Irish Banks, p.l.c.](https://appshunter.io/developer/468042884) | [bunq](https://appshunter.io/developer/1021178149) |

## What reviewers say

### AIB Mobile

[App page](https://appshunter.io/ios/app/aib-mobile/id468042881)

Manage your everyday banking conveniently and securely from your smartphone. Apply for loans, credit cards, and overdrafts, make payments, and access account statements. The app offers features like quick balance checks and card management for enhanced financial control.

**Highlights:** Open new accounts, Apply for loans and overdrafts, Make payments with phone number, Manage standing orders and direct debits, View and save statements, Freeze/unfreeze cards, Secure login with FaceID/TouchID

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Nice app, enjoyable to use
- 🚀 Efficient and quick to use
- 💡 Fantastic transfers, saved time service

**What reviewers complain about**

- 🐛 Archaic, outdated, and unreliable
- 🔒 Excessive security measures, complicated
- 🔒 Requires card readers, inconvenient
- 🐛 Constant issues, crashes, and bugs
- 🐛 Fails to update, authentication issues

**Reported bugs**

- Selfie check operates sideways
- Payee information cannot be saved
- Security update consistently fails to install

**Requested features**

- Add ability to block betting sites
- Improve credit card balance display


### bunq

[App page](https://appshunter.io/ios/app/bunq/id1021178150)

A mobile banking app designed for various life stages, offering easy account opening, wealth management, and budgeting tools. It provides features for everyday banking, business needs, and international lifestyles, with options for investing and cryptocurrency trading.

**Highlights:** Multiple bank accounts, Card management, Savings accounts and term deposits, Stock and ETF investing, Cryptocurrency trading, Contactless payment acceptance, Worldwide travel insurance

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant payments
- 💡 Innovative features
- 👍 Easy to use
- 🌍 Great for expats
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Buggy app
- 🕰️ Slow customer support
- 💰 Expensive fees
- 🤖 Unhelpful AI chatbot
- 🔒 Account freezing issues

**Reported bugs**

- App crashes on login
- Incorrect transaction recording
- Verification issues

**Requested features**

- Bring back previous app design
- Improve account management features
- Provide phone-based customer support


## Frequently asked questions

### Is AIB Mobile free?

AIB Mobile is free to download, with no in-app purchases.

### Is bunq free?

bunq is free to download, with no in-app purchases.

### Which has better reviews, AIB Mobile or bunq?

AIB Mobile is rated higher. AIB Mobile averages 4.5 out of 5 from 1.5K ratings, while bunq averages 4.4 from 1.4K ratings.

### Do AIB Mobile or bunq have ads?

AIB Mobile shows ads; bunq does not.

### Which is updated more often, AIB Mobile or bunq?

AIB Mobile ships an update every 2 weeks, and bunq weekly. Most recently, AIB Mobile was updated on October 16, 2026 and bunq on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*