Comparison

AIB Mobile vs myESS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AIB Mobile

Manage your everyday banking conveniently and securely from your smartphone. Apply for loans, credit cards, and overdrafts, make payments, and access account statements. The app offers features like quick balance checks and card management for enhanced financial control.

Highlights
  • Open new accounts
  • Apply for loans and overdrafts
  • Make payments with phone number
  • Manage standing orders and direct debits
  • View and save statements
  • Freeze/unfreeze cards
  • Secure login with FaceID/TouchID
Features
Read full description

Our mobile app is built to support you in the life you’re after. It includes features to support how you bank every day and new ways to manage your money and make quick and easy payments.   The app offers a personalised everyday banking experience with a strong focus on your day-to-day banking.   You can get better insight into your money with a clear picture of where your money is going, with detailed transactions and budgeting tools to help you understand your spending.    With easy payments and more control to make the fast, secure SEPA Instant and Zippay payments you know and trust.     Strong security & protection against fraud with enhanced security features, including Passkeys, which give you a fast and safe way to login to the app and an added layer of protection from fraudsters.   The app offers support when and how you need it. Get help directly in the app - chat to our digital assistant Abi, check our FAQ’s or find other ways to contact us for the support you need.    Your AIB mobile app home screen:  Life is busy. Most days when you open the app, you just want to quickly check your balance and your spending.   - To make your online banking easier, we’ve introduced spaces for your different accounts.  - Your ‘Everyday’ space brings your current and credit card accounts, together in the one place.    - Easily switch between your Savings, Loans, or Mortgages space.  - See your balances, recent activity and upcoming payments at a glance.   - Keep track of your spending and an eye on the budget you set.  - In app messages help you stay up to date.  - Ask Abi a question, call us or find your nearest branch.   Spending & budgeting insights:  Track your spending trends by getting a daily, weekly or monthly view.   - See a breakdown of your spending by structured categories, so you know where your money is going.  - Understand your habits by seeing where you spend most of your money.  - Add your own tags to transactions to track spending in a way that works for you.   - Set and manage budgets, track your progress and see what you’ve left against your budget target.  Payments:  Make & manage your payments simply and quickly.  - Move your money between your AIB accounts.  - Send, request or split payments with Zippay using your mobile contacts.   - Send money to your family and friends whether they are in Ireland or the SEPA zone countries.   - Use Selfie Check facial biometrics to let us check it’s really you making payments in the app. Once enrolled, you can make higher-value payments securely.  - Pay your household or credit card bills.   - Set up or cancel standing orders anytime.   - View and manage your payees and set payment limits.  Cards:  You can easily and securely:  - Freeze and unfreeze your cards.  - Order a replacement card if yours is lost or stolen.  - View your personal debit card PIN.  Apply and open products:  Open a new account, apply to borrow money, apply for a credit card or mortgage or get insurance. You can also plan for your future with AIB life.  - New account: Open a new current or savings account on your own, all from within the app.   - Borrow money: Apply for a Personal loan or top-up, a green loan, the SBCI Home Energy Upgrade Loan Scheme or a Personal overdraft.   - Credit cards: Apply for a Click or Platinum credit card.   - Mortgage: Easy access to calculate, apply and manage your mortgage application.  - Insurance: Call us for a travel, home and/or car insurance quote.   - AIB life: Start planning for your future by exploring ways to invest your money, grow your pension, get cover for your income or mortgage.    For more information:   We have more information on our website https://www.aib.ie/ways-to-bank/mobile-banking For more information on our new app go to https://www.aib.ie/newapp Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.

About

myESS

Access your personal employment records and payroll information. View current and past payslips, and retrieve P60 tax year end documents.

Highlights
  • Access personal records
  • View payroll details
  • Current payslips
  • Historical payslips
  • P60 tax information
Features
Read full description

Bright SGs myESS provides employees with access to their personal records and payroll details. Its features will allow you to access both your current and historical payslips and P60 tax year end information.

Screenshots

AIB Mobile4 screens
myESS3 screens

Verdict

The call

The clearest difference is ads: myESS at none against AIB Mobile's shown. AIB Mobile's advantage is update cadence (every 3 weeks vs every 3 months) and review sentiment (16% vs 0%). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AIB Mobile ships an update every 3 weeks, myESS every 3 months. The most recent releases landed on September 23, 2026 and June 1, 2026 respectively.

Scorecard3 real differences · 7 level
AIB Mobile versus myESS: the parameters behind the verdict, then further details
ParameterAIB MobilemyESS
PriceFreeFree
Rating4.5 (1.5K ratings) — better—
Positive reviews15.6% of reviews — better0.0% of reviews
Number of ratings1.5K — better—
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better15.6
Further details — not scored
Size153 MB2 MB
Age rating4+4+
DeveloperAllied Irish Banks, p.l.c.Ardbrook

Customer experience

AIB Mobile

All ratings1,479 ratings
Positive88.6%
Neutral1.9%
Negative9.5%
Written reviews225 reviews
Positive15.6%
Neutral5.3%
Negative79.1%

myESS

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

AIB Mobile

Reported bugs

3 issues
  • Selfie check operates sideways
  • Payee information cannot be saved
  • Security update consistently fails to install

Requested features

2 requests
  • Add ability to block betting sites
  • Improve credit card balance display

myESS

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AIB Mobile

No in-app purchases

None

myESS

No in-app purchases

Questions

Is AIB Mobile free?
AIB Mobile is free to download, with no in-app purchases.
Is myESS free?
myESS is free to download, with no in-app purchases.
Do AIB Mobile or myESS have ads?
AIB Mobile shows ads; myESS does not.
Which is updated more often, AIB Mobile or myESS?
AIB Mobile ships an update every 3 weeks, and myESS every 3 months. Most recently, AIB Mobile was updated on September 23, 2026 and myESS on June 1, 2026.

Other comparisons