# AIB Mobile vs Monese

The clearest difference is monetization model: AIB Mobile at free against Monese's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Monese holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 1.5K and 2.4K respectively. Written reviews point the same way: 15% of AIB Mobile's written reviews are positive against 19% of Monese's.

AIB Mobile ships an update every 2 weeks, Monese every 3 weeks. Both last shipped on October 29, 2026.

## The numbers

| Metric | AIB Mobile | Monese |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (1.5K ratings)](https://appshunter.io/ios/app/aib-mobile/id468042881/reviews) | **[4.7 (2.4K ratings)](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407/reviews)** |
| Number of ratings | 1.5K | **2.4K** |
| Positive reviews | 15.3% of reviews | **18.8% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 159 MB | 203 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Allied Irish Banks, p.l.c.](https://appshunter.io/developer/468042884) | [Monese LTD](https://appshunter.io/developer/1102793406) |

## What reviewers say

### AIB Mobile

[App page](https://appshunter.io/ios/app/aib-mobile/id468042881)

Manage your everyday banking conveniently and securely from your smartphone. Apply for loans, credit cards, and overdrafts, make payments, and access account statements. The app offers features like quick balance checks and card management for enhanced financial control.

**Highlights:** Open new accounts, Apply for loans and overdrafts, Make payments with phone number, Manage standing orders and direct debits, View and save statements, Freeze/unfreeze cards, Secure login with FaceID/TouchID

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Nice app, enjoyable to use
- 🚀 Efficient and quick to use
- 💡 Fantastic transfers, saved time service

**What reviewers complain about**

- 🐛 Archaic, outdated, and unreliable
- 🔒 Excessive security measures, complicated
- 🔒 Requires card readers, inconvenient
- 🐛 Constant issues, crashes, and bugs
- 🐛 Fails to update, authentication issues

**Reported bugs**

- Selfie check operates sideways
- Payee information cannot be saved
- Security update consistently fails to install

**Requested features**

- Add ability to block betting sites
- Improve credit card balance display


### Monese

[App page](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407)

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

**Highlights:** Multi-currency accounts (GBP, EUR, RON), Contactless Mastercard debit card, International money transfers, Virtual card for online payments, Savings pots, Real-time spending notifications, Credit score building (UK only)

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AIB Mobile free?

AIB Mobile is free to download, with no in-app purchases.

### Is Monese free?

Monese is free to download, with no in-app purchases.

### Which has better reviews, AIB Mobile or Monese?

Monese is rated higher. AIB Mobile averages 4.5 out of 5 from 1.5K ratings, while Monese averages 4.7 from 2.4K ratings.

### Do AIB Mobile or Monese have ads?

Both AIB Mobile and Monese show ads.

### Which is updated more often, AIB Mobile or Monese?

AIB Mobile ships an update every 2 weeks, and Monese every 3 weeks. Most recently, AIB Mobile was updated on October 29, 2026 and Monese on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*