# AIB Mobile vs LoyLap

The clearest difference is review sentiment: LoyLap at 59% against AIB Mobile's 16%. LoyLap also leads on ads (none vs shown) and rating (4.7 vs 4.5). AIB Mobile's advantage is ratings volume (1.5K vs 312). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LoyLap holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 1.5K and 312 respectively. Written reviews point the same way: 16% of AIB Mobile's written reviews are positive against 59% of LoyLap's.

AIB Mobile ships an update every 3 weeks, LoyLap every 5 weeks. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | AIB Mobile | LoyLap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (1.5K ratings)](https://appshunter.io/ios/app/aib-mobile/id468042881/reviews) | **[4.7 (312 ratings)](https://appshunter.io/ios/app/loylap/id580591612/reviews)** |
| Number of ratings | **1.5K** | 312 |
| Positive reviews | 15.6% of reviews | **59.2% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 153 MB | 34 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Allied Irish Banks, p.l.c.](https://appshunter.io/developer/468042884) | [Smart Points Ltd](https://appshunter.io/developer/580591615) |

## What reviewers say

### AIB Mobile

[App page](https://appshunter.io/ios/app/aib-mobile/id468042881)

Manage your everyday banking conveniently and securely from your smartphone. Apply for loans, credit cards, and overdrafts, make payments, and access account statements. The app offers features like quick balance checks and card management for enhanced financial control.

**Highlights:** Open new accounts, Apply for loans and overdrafts, Make payments with phone number, Manage standing orders and direct debits, View and save statements, Freeze/unfreeze cards, Secure login with FaceID/TouchID

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Nice app, enjoyable to use
- 🚀 Efficient and quick to use
- 💡 Fantastic transfers, saved time service

**What reviewers complain about**

- 🐛 Archaic, outdated, and unreliable
- 🔒 Excessive security measures, complicated
- 🔒 Requires card readers, inconvenient
- 🐛 Constant issues, crashes, and bugs
- 🐛 Fails to update, authentication issues

**Reported bugs**

- Selfie check operates sideways
- Payee information cannot be saved
- Security update consistently fails to install

**Requested features**

- Add ability to block betting sites
- Improve credit card balance display


### LoyLap

[App page](https://appshunter.io/ios/app/loylap/id580591612)

This app acts as a digital wallet for your favorite businesses, allowing you to earn loyalty rewards and make payments seamlessly. It consolidates your loyalty programs and payment options into a single, user-friendly interface.

**Highlights:** Digital wallet, Earn loyalty rewards, Make payments, Consolidated loyalty programs, Easy to use interface

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Friendly and knowledgeable staff
- 👍 Great selection and prices
- 👍 Good coffee and food
- 👍 Welcoming atmosphere
- 👍 Convenient location and parking

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 App freezes on opening screen
- 🐛 Unable to register or log in
- 🐛 Login issues with Facebook
- 🐛 Birthday entry rollers glitching

**Reported bugs**

- App unable to open after update
- Stuck on opening screen indefinitely
- App loads then screen goes blank
- Cannot get a balance
- App doesn't work in listed store

**Requested features**

- Integrate with Apple Wallet
- Add option to add barcode to Wallet
- Bring back the Top Up feature
- Keep new flavors coming


## Frequently asked questions

### Is AIB Mobile free?

AIB Mobile is free to download, with no in-app purchases.

### Is LoyLap free?

LoyLap is free to download, with no in-app purchases.

### Which has better reviews, AIB Mobile or LoyLap?

LoyLap is rated higher. AIB Mobile averages 4.5 out of 5 from 1.5K ratings, while LoyLap averages 4.7 from 312 ratings.

### Do AIB Mobile or LoyLap have ads?

AIB Mobile shows ads; LoyLap does not.

### Which is updated more often, AIB Mobile or LoyLap?

AIB Mobile ships an update every 3 weeks, and LoyLap every 5 weeks. Most recently, AIB Mobile was updated on September 23, 2026 and LoyLap on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*