# mBank SK vs VÚB Banking

The clearest difference is rating: mBank SK at 4.6 against VÚB Banking's 3.2. mBank SK also leads on review sentiment (41% vs 2%) and update cadence (every 3 weeks vs every 6 weeks). VÚB Banking's advantage is iOS requirement (13.0 vs 18.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

mBank SK holds the better App Store score, 4.6 against 3.2. Both are backed by a comparable volume of ratings — 152 and 56 respectively. Written reviews point the same way: 41% of mBank SK's written reviews are positive against 2% of VÚB Banking's.

mBank SK ships an update every 3 weeks, VÚB Banking every 6 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | mBank SK | VÚB Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (152 ratings)](https://appshunter.io/ios/app/mbank-sk/id468056142/reviews)** | [3.2 (56 ratings)](https://appshunter.io/ios/app/vub-banking/id1560712486/reviews) |
| Number of ratings | **152** | 56 |
| Positive reviews | **40.7% of reviews** | 2.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 199 MB | 216 MB |
| Requires iOS | 18.0 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [mBank S.A.](https://appshunter.io/developer/678096910) | [VÚB, a.s.](https://appshunter.io/developer/645513420) |

## What reviewers say

### mBank SK

[App page](https://appshunter.io/ios/app/mbank-sk/id468056142)

Manage your finances securely and conveniently with this mobile banking app. It offers real-time account overviews, mobile payments, easy money transfers, and secure online transaction confirmations. You can also manage your payment cards and apply for loans or savings products directly within the app.

**Highlights:** Real-time account overview with notifications, Contactless mobile payments, Money transfers via QR code or phone number, Secure online payment authorization, Payment card management, Virtual card issuance, Loan, savings, and insurance applications

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### VÚB Banking

[App page](https://appshunter.io/ios/app/vub-banking/id1560712486)

Securely manage your finances, cards, and loans with this banking app. Features include cardless ATM withdrawals, secure digital code authorization, and instant SEPA payments. Personalize your banking experience with an intuitive interface.

**Highlights:** Cardless ATM withdrawals, Secure digital code login, Multi-client login on one device, Instant SEPA payments, Customizable interface

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🎨 Modern visual design and interface refresh
- 🔒 Enhanced security features (6-digit PIN, card locking)
- ⚡ Quick payment notifications
- 📱 Responsive design for mobile devices

**What reviewers complain about**

- 🐢 Extremely slow performance and loading times
- 🗺️ Confusing and chaotic navigation
- 📉 Significant loss of features from previous app
- 🔄 Unreliable transaction history and delayed updates
- ❌ Missing business account support

**Reported bugs**

- App crashes on startup and during transactions
- Notifications arrive hours late or multiple times
- Payments not showing in real-time or for days
- Cannot change ATM withdrawal limits
- Push notifications still route to old app

**Requested features**

- Dark mode option
- Pending/planned transactions overview in one place
- Quick access payment button on home screen
- Account balance display on main screen
- Batch notification management


## Frequently asked questions

### Is mBank SK free?

mBank SK is free to download, with no in-app purchases.

### Is VÚB Banking free?

VÚB Banking is free to download, with no in-app purchases.

### Which has better reviews, mBank SK or VÚB Banking?

mBank SK is rated higher. mBank SK averages 4.6 out of 5 from 152 ratings, while VÚB Banking averages 3.2 from 56 ratings.

### Do mBank SK or VÚB Banking have ads?

Neither mBank SK nor VÚB Banking shows ads.

### Which is updated more often, mBank SK or VÚB Banking?

mBank SK ships an update every 3 weeks, and VÚB Banking every 6 weeks. Most recently, mBank SK was updated on October 24, 2026 and VÚB Banking on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*