# mBank SK vs MúzaPay

The clearest difference is rating: mBank SK at 4.6 against MúzaPay's 1.0. mBank SK also leads on review sentiment (41% vs 0%) and ratings volume (154 vs 1). MúzaPay's advantage is iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

mBank SK holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: mBank SK has 154 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 41% of mBank SK's written reviews are positive against 0% of MúzaPay's.

mBank SK ships an update every 3 weeks, MúzaPay monthly. The most recent releases landed on October 29, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | mBank SK | MúzaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (154 ratings)](https://appshunter.io/ios/app/mbank-sk/id468056142/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/muzapay/id6480588127/reviews) |
| Number of ratings | **154** | 1 |
| Positive reviews | **40.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 199 MB | 61 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [mBank S.A.](https://appshunter.io/developer/678096910) | [Benefit Plus](https://appshunter.io/developer/772061224) |

## What reviewers say

### mBank SK

[App page](https://appshunter.io/ios/app/mbank-sk/id468056142)

Manage your finances securely and conveniently with this mobile banking app. It offers real-time account overviews, mobile payments, easy money transfers, and secure online transaction confirmations. You can also manage your payment cards and apply for loans or savings products directly within the app.

**Highlights:** Real-time account overview with notifications, Contactless mobile payments, Money transfers via QR code or phone number, Secure online payment authorization, Payment card management, Virtual card issuance, Loan, savings, and insurance applications

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### MúzaPay

[App page](https://appshunter.io/ios/app/muzapay/id6480588127)

This app allows for quick and secure QR code payments for benefits. Forget physical cards or codes; simply use your phone to pay at partner locations and online. It offers biometric security and a clear transaction history.

**Highlights:** Fast QR payments, Biometric security, Transaction overview, Eco-friendly solution, Instant notifications

**In-app purchases:** none


## Frequently asked questions

### Is mBank SK free?

mBank SK is free to download, with no in-app purchases.

### Is MúzaPay free?

MúzaPay is free to download, with no in-app purchases.

### Which has better reviews, mBank SK or MúzaPay?

mBank SK is rated higher. mBank SK averages 4.6 out of 5 from 154 ratings, while MúzaPay averages 1.0 from 1 ratings.

### Do mBank SK or MúzaPay have ads?

Neither mBank SK nor MúzaPay shows ads.

### Which is updated more often, mBank SK or MúzaPay?

mBank SK ships an update every 3 weeks, and MúzaPay monthly. Most recently, mBank SK was updated on October 29, 2026 and MúzaPay on October 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*