# Smart Banking vs KB+

Smart Banking and KB+ both sit at 4.6 stars, but that hides the real split: 57% of Smart Banking's written reviews are positive against 22% of KB+'s. Smart Banking also leads on iOS requirement (15.0 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Banking holds the better App Store score, 4.6 against 4.4. Both are backed by a comparable volume of ratings — 418 and 177 respectively. Written reviews point the same way: 57% of Smart Banking's written reviews are positive against 22% of KB+'s.

Smart Banking ships an update every 2 months, KB+ every 3 weeks. The most recent releases landed on September 29, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Smart Banking | KB+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (418 ratings)](https://appshunter.io/ios/app/smart-banking/id468057018/reviews)** | [4.4 (177 ratings)](https://appshunter.io/ios/app/kb-plus/id1585485232/reviews) |
| Number of ratings | **418** | 177 |
| Positive reviews | **56.7% of reviews** | 22.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 708 MB | 578 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [UniCredit Bank Czech Republic and Slovakia, a.s.](https://appshunter.io/developer/468057021) | [Komercni banka a.s.](https://appshunter.io/developer/447750758) |

## What reviewers say

### Smart Banking

[App page](https://appshunter.io/ios/app/smart-banking/id468057018)

Manage your bank accounts securely and conveniently from your mobile device. Perform payments, manage standing orders, and control your cards. Features include biometric login, card management, and ATM/branch locators.

**Highlights:** Secure login with PIN or biometrics, Make and manage payments, Activate/block debit and credit cards, Adjust card daily limits, Mobile top-ups, ATM and branch locator

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and clean interface
- 🚀 Fast payments and transfers
- 👍 Easy to navigate
- 🔒 Strong security features
- 👍 Bilingual app functionality

**What reviewers complain about**

- 🐛 Slow UI/backend performance
- 🐛 Submitted payments not showing in history
- 🐛 App shows errors during payment entry
- 🐛 Accidental double payments due to errors
- 🐛 Forced updates at inconvenient times

**Reported bugs**

- UI/backend feels slow
- Just-submitted payment does not show up in the history
- App shows error “WBS:IP10110” or “Uživatel není oprávněn k podpisu” after entering PIN
- Accidental double payments due to error messages
- Forced updates from time to time

**Requested features**

- Dark mode option
- Easier money transfer between personal accounts
- Feature to help manage being in the red
- Improved chat functionality
- Re-establish partnership with Lufthansa Miles & More


### KB+

[App page](https://appshunter.io/ios/app/kb-plus/id1585485232)

Manage your finances with a user-friendly app that consolidates banking services. Open accounts, order cards, make payments, and save for the future, all in one place. Customize your account and enjoy multicurrency features for seamless global transactions.

**Highlights:** Multicurrency account, Customizable account number and name, Savings accounts and envelopes, Card ordering and management, Drag and drop payments, Biometric login (Touch ID/Face ID)

**Features:** macOS Compatibility, Apple Wallet, iMessage stickers, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Smart Banking free?

Smart Banking is free to download, with no in-app purchases.

### Is KB+ free?

KB+ is free to download, with no in-app purchases.

### Which has better reviews, Smart Banking or KB+?

Smart Banking is rated higher. Smart Banking averages 4.6 out of 5 from 418 ratings, while KB+ averages 4.4 from 177 ratings.

### Do Smart Banking or KB+ have ads?

Neither Smart Banking nor KB+ shows ads.

### Which is updated more often, Smart Banking or KB+?

Smart Banking ships an update every 2 months, and KB+ every 3 weeks. Most recently, Smart Banking was updated on September 29, 2026 and KB+ on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*