# mBank CZ vs KB Klíč

The clearest difference is review sentiment: KB Klíč at 83% against mBank CZ's 46%. KB Klíč also leads on rating (4.7 vs 4.4) and iOS requirement (15.0 vs 18.0). mBank CZ's advantage is update cadence (every 2 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB Klíč holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 253 and 124 respectively. Written reviews point the same way: 46% of mBank CZ's written reviews are positive against 83% of KB Klíč's.

mBank CZ ships an update every 2 weeks, KB Klíč every 2 months. The most recent releases landed on October 23, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | mBank CZ | KB Klíč |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (253 ratings)](https://appshunter.io/ios/app/mbank-cz/id468058234/reviews) | **[4.7 (124 ratings)](https://appshunter.io/ios/app/kb-klic/id1322359766/reviews)** |
| Number of ratings | **253** | 124 |
| Positive reviews | 46.4% of reviews | **83.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 197 MB | 80 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [mBank S.A.](https://appshunter.io/developer/678096910) | [Komercni banka a.s.](https://appshunter.io/developer/447750758) |

## What reviewers say

### mBank CZ

[App page](https://appshunter.io/ios/app/mbank-cz/id468058234)

Manage your finances securely and conveniently with this mobile banking app. It offers real-time account overviews, mobile payments, quick money transfers, and secure online transaction confirmations. Easily manage your cards, order virtual cards, and access various banking products.

**Highlights:** Real-time account overview and notifications, Mobile contactless payments, Quick money transfers via QR codes or phone numbers, Secure online payment confirmation with mKlíč, Payment card management (limits, PIN, blocking), Virtual card ordering, Loan, savings, and insurance applications

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Super app, fast, simple
- 👍 Nice update, shows full card number and CVV2
- 👍 Works well, no crashes
- 👍 Great app, easy access, good UI/UX
- 👍 Very satisfied with this app

**What reviewers complain about**

- 👎 Confusing app interface
- 👎 Inconsistent English support
- 👎 Annoying notifications cannot be easily dismissed
- 👎 Limited compared to web banking
- 👎 Incorrect notifications for 0.00 Kč payments

**Reported bugs**

- Cannot easily dismiss commercial notifications
- Receiving false notifications for 0.00 Kč incoming payments
- App crashes when clicking on savings account
- SMS notifications not delivered
- Text search in transaction history not working

**Requested features**

- Display app in landscape mode
- Add Face ID for purchases
- Allow changing card limits
- Enable easier auto transfers between accounts
- Show current balance after each transaction


### KB Klíč

[App page](https://appshunter.io/ios/app/kb-klic/id1322359766)

Securely log into online banking and authorize payments with this app. It replaces texted codes with in-app confirmation, offering PIN and fingerprint authentication for enhanced security.

**Highlights:** Identity verification, Secure online banking login, Payment authorization, PIN authentication, Fingerprint authentication, Replaces texted codes

**In-app purchases:** none


## Frequently asked questions

### Is mBank CZ free?

mBank CZ is free to download, with no in-app purchases.

### Is KB Klíč free?

KB Klíč is free to download, with no in-app purchases.

### Which has better reviews, mBank CZ or KB Klíč?

KB Klíč is rated higher. mBank CZ averages 4.4 out of 5 from 253 ratings, while KB Klíč averages 4.7 from 124 ratings.

### Do mBank CZ or KB Klíč have ads?

Neither mBank CZ nor KB Klíč shows ads.

### Which is updated more often, mBank CZ or KB Klíč?

mBank CZ ships an update every 2 weeks, and KB Klíč every 2 months. Most recently, mBank CZ was updated on October 23, 2026 and KB Klíč on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*